$XRP The cryptocurrency researcher SMQKE (@SMQKEDQG) has surprised the XRP community with a bold claim that SWIFT will be upgraded to Ripple. 🔄 I back this statement with a presentation by Matthew Le Merle 🗣️ that placed Ripple within a broader shift toward digital infrastructure. 🌐
The comments were made during a discussion on how traditional financial systems are facing a structural upgrade 🛠️ as more value moves through tokenized networks. Le Merle described the transition as an active process ✅ that already involves large companies, established assets, and new digital counterparts.
His comments revived interest in what happens if a global payment system like SWIFT 🏦 adopts blockchain rails designed for real-time settlements. ⏱️
✨ A Growing Focus on Digital Money Infrastructure 🔗
Le Merle is a well-known figure who serves as the Director of the Advisory Board at Bitwise 💼. During the presentation, he described how digital infrastructure now handles functions that were previously limited to banks and legacy payment networks. 📜
He referred to custodians like Anchorage and Fireblocks 🔥 as examples of companies building the systems necessary for modern finance. 🏗️ He said the sector continues to expand because 'we need infrastructure to enable the digitization of finance and commerce.' 💻
✨ Digital Equivalents Replace Legacy Payments ➡️
Le Merle then moved on to the category of money 💰. He explained that traditional players now face digital counterparts 🤖. He said that the industry is 'taking things like Swift or Visa or Mastercard, and we are updating them to digital equivalents, which have names like Ripple or Yellowcard.' 🔄
This comment positioned Ripple's XRP-powered payment system alongside a group of platforms designed for fast and frictionless value transfers. 💨 Le Merle also drew attention to stablecoins like Tether and Circle 🪙, confirming investment positions in both companies.
$XRP is well known for its dominance in the cross-border payments space 🌎 among cryptocurrencies. As the world shifts towards digital payments, mastering traditional cross-border payment flows is a natural evolution for the digital asset. 🌱
✨ Ripple's Position if SWIFT Adopts Blockchain 👑
SMQKE focused on the scenario where SWIFT migrates to a blockchain infrastructure. 🚀 Le Merle's comments outlined a clear link between legacy networks and digital systems. If SWIFT chooses a model similar to Ripple's, the XRP ledger becomes a viable option ✅ for real-time cross-border settlement. ⏱️
Ripple is already targeting these functions through XRP-based liquidity routing 🌊 and instant settlement. 💥 Le Merle also mentioned BlackRock's excitement about entering the tokenization space 🔗, a market where $XRP has gained prominence.
A blockchain upgrade for SWIFT would allow banks to move from messaging formats to on-chain operations. ⛓️ $XRP gains utility in environments that require fast execution ⚡ and continuous settlement. This shift increases the asset's relevance in global finance 🌍 and could have a significant positive impact on its price. 📈
