I'll be straightforward:
Recently, I participated in the USDD event on Binance, and based on my experience, an average of 120U is no exaggeration.
Operation difficulty: beginner level, can be done in 2 minutes.
Cost: gas less than 1U.
Redemption: instant arrival.
Endorsement: official platform, staking model, risk close to 0.
This might be the easiest and most comfortable earning I've done this year.
First, the conclusion: how to earn?
Don't bother with fancy stuff, let's get straight to the process:
1. Find the activity entrance
Open the Binance App, type 'USDD' in the search box, the activity entrance is usually on the homepage banner or in the 'earn coins' section, click in to see the staking activity.
2. Stake USDT to exchange for USDD
I personally started staking from 100U; the threshold is not high, and beginners can also get on board.
The process is:
◦ Transfer from spot account to activity page
◦ One-click staking USDT → Automatically becomes USDD
◦ After successful staking, it starts counting earnings + airdrop eligibility
3. Waiting for airdrop + getting 14% annualized return
Waiting for airdrop distribution while still earning annualized returns every day.
I checked, and the annualized return is around 14%, much better than many financial products, and the underlying asset is still a stablecoin.
The whole process does not involve contracts or leverage; it's just staking → waiting for returns, very suitable for those who don't want to monitor the market but want to earn some passive income.
Why do I dare to say this this time?
Many people's first reaction to 'stablecoin', 'activity', 'airdrop' is:
—— Could it be another scheme to pump and dump?
There are several reasons why I dare to go in this time:
1. Truly tested by 'market crashes'
Stablecoins look very stable when the market is good.
The real watershed is when the market crashes.
I noticed USDD during that period when other stablecoins frequently decoupled and black swans were flying around.
Many things that claim to be 'stable' start to drop to 0.9, 0.8 when faced with extreme market conditions.
And USDD's performance at that time was really stable.
2. Not just relying on 'talk', but on mechanisms and transparency
USDD 2.0 is not based on 'I have a strong background' or 'You need to trust us'.
Its logic is very simple:
• Over-collateralized: The value of collateral assets > the issued USDD
• Fully transparent on-chain: Collateral assets, treasury data are all publicly available
• Multiple security audits: It's not just claimed to be safe; it has been audited many times by third parties.
In other words, you don't need to listen to anyone's stories; you can just go on-chain to see the data.
This 'let data speak' model makes me feel more at ease than any platform.
3. Not relying on 'pump and dump' to stabilize prices, but on an arbitrage mechanism
USDD 2.0 uses the PSM (Peg Stability Module) mechanism:
• Can achieve 1:1 zero slippage exchange
• Once the price deviates from 1 dollar, a stable arbitrage opportunity will appear
• Arbitrageurs entering the market → Price is pulled back to the pegged range
Since the launch of 2.0, USDD has mostly been hovering around 0.999.
No matter how extreme the market is, its price fluctuations are very small; this is what a stablecoin should look like.
4. Not just a 'new user acquisition tool', but has a long-term income path
Many projects offer high yields just to attract new users, and once done, they cool down.
USDD is different; it aims to make stablecoins a long-term usable asset:
• sUSDD: Yield certificate obtained by staking USDD, can continue to participate in more DeFi play.
• On-chain lending: Use USDD as collateral or for loans, improving capital utilization
• CeFi + DeFi in parallel: You can use it in CeFi like Binance, and also play in on-chain DeFi
In other words, USDD does not survive on short-term subsidies but has a whole set of sustainable income structures.
5. From USDD OLD to 2.0, it is a "complete upgrade"
This upgrade has several key points:
• Cannot be frozen: Your assets cannot be decided by others
• Immutable: Rules are written on-chain, and cannot be changed by just anyone's words
• Decentralized governance: Major decisions are made by community votes, not by some team arbitrarily.
• Smart Allocator continues to profit: The treasury will automatically allocate assets to create returns for the system
This means that USDD is moving towards a state of 'being able to live well without external subsidies'.
For ordinary users like us, it means:
—— This thing is not temporary, but can be held for a while.
The last heartfelt words
When market sentiment is good, anything can rise, and you can't tell who is swimming naked.
Only when the market crashes and black swans are flying everywhere do you realize:
—— Who relies on stories, and who relies on structure.
USDD 2.0 like this:
• Over-collateralized
• Fully transparent on-chain
• Price stabilization mechanism
• Has a continuous income path
• Decentralized, cannot be frozen
A stablecoin like this is what I'm willing to participate in with real money in such market conditions.
And now, just in time for Binance's strong push for the USDD staking activity:
• So easy to operate it's absurd
• Extremely low cost
• Has official endorsement
• Also airdrop + 14% annualized return
Opportunities of this level are not encountered many times in a year.
Alpha can resign, this time I choose to stand with USDD.