Tom Lee recently mentioned in an interview with CNBC (December 15, 2025) and at Binance Blockchain Week:

The long-term outlook for Bitcoin is extremely bright, but short-term price fluctuations are uncertain, so don’t expect to buy today and become ten times richer tomorrow.

Key data:

Currently, there are only about 4 million to 4.4 million Bitcoin wallets holding more than $10,000 equivalent in BTC,

while there are nearly 900 million retirement accounts (IRAs) and brokerage accounts globally, each averaging around $10,000.

If even a small portion of this traditional money flows into Bitcoin, adoption could skyrocket by 200 times!

200 times, I think I will also be a super wealthy person in the future, I realize my perspective is too small now, haha.

This is to say that Bitcoin's "ceiling" is still far off; only a small number of people have entered the market early, and the institutional and regular retirement funds have yet to truly get moving.

Many people are eager to gamble hoping for overnight wealth, but Tom Lee reminds us: volatility is the norm, and long-term holding is the way to go.

Did you know? Comparing this data, it feels like Bitcoin is still in a super early stage!

With so many retirement funds lying in the stock market and bonds, if they slowly flow into crypto, how much space would that create?

Of course, short-term uncertainty is high (due to the Federal Reserve and policies, etc.), but he feels that "the best years are still ahead."

What do you think? Should we continue to HODL, or do you think that’s overly optimistic?

Interview link: www.cnbc.com/video/2025/12/15/watch-cnbcs-full-interview-with-fundstrat-head-of-research-tom-lee.html