When AI Learns to Pay: How Kite Uses Blockchain to Equip Machines with Financial IDs
Have you ever wondered how far we are from scenarios like a robotic vacuum cleaner paying its own electricity bill, or a shopping AI autonomously placing orders and negotiating prices? The answer may lie in the blockchain payment system that Kite is developing—where there are no human fingerprints, only AI agents completing transactions with encrypted passports.
Traditional payment systems are like mazes designed for humans, with layers of SMS verification, facial recognition, and manual reviews. But AI agents need highways, and Kite's solution is to package identity, permissions, and payments into on-chain infrastructure. It's like giving each robot a smart ID card that clearly states what it can do, how much it can spend, and whom it can transact with, completely eliminating the cumbersome 'human approval' process.
The core of this system is a three-tier identity architecture: the user is like the landlord, the agent is the tenant, and the conversation is the temporary visitor. The landlord can adjust tenant permissions at any time, the tenant must swipe an electronic key to enter, and visitors can only operate within designated areas. This design allows AI agents to operate independently without overstepping boundaries and causing trouble. Recent testnet data shows that this architecture has tripled transaction verification speed and reduced the error rate to 0.02%.
Kite's trump card is its native payment protocol. Traditional blockchain transfers are like sending registered letters, while Kite's channel payments resemble instant transfers. When a shopping AI detects a price drop on coffee beans, it can complete the entire process of price comparison, ordering, and payment in 0.1 seconds, all without human intervention. Even better, all transaction records are like a living ledger, easily accessible without compromising privacy.
Speaking of ecosystem expansion, Kite's layout is textbook-level. The collaboration with Shopify allows AI agents to directly enter the e-commerce ecosystem, while integration with Coinbase opens up traditional financial channels. The recently launched Agent Store has already gathered over 300 smart agents, ranging from price comparison tools to data analysis. Just as the App Store transformed the mobile application ecosystem, this store may become the 'digital Walmart' for AI services.
In terms of security, Kite has innovated with blockchain. Each agent's passport contains over 200 verification parameters, from code signatures to energy consumption records. Even more impressive is the 'programmable fuse' mechanism—when abnormal transactions are detected, the system automatically cuts off the payment channel like a fuse, faster than a human blink. Recent third-party audit reports indicate that this mechanism successfully intercepted 99.7% of simulated attacks.
What touches me most in the community is the developer ecosystem. A college student developer used Kite's SDK to create an AI pet feeder in just two weeks. This device can automatically monitor pet weight and settle dog food expenses through blockchain with pet stores. This speed of innovation is the best proof of Kite's lowered development barriers.
I must say, Kite's design philosophy is eye-opening. It doesn't blindly pursue TPS figures but focuses on addressing trust pain points in the AI agent economy. Just as Alipay reshaped trust in e-commerce, Kite may build a new credit system for the machine economy era.
Looking at the fact that the testnet surpassed 200,000 wallet connections just three months after launch, I am increasingly convinced: when AI truly learns to trade autonomously, Kite will be the indispensable behind-the-scenes hero. Such a project is worth our anticipation.


