The crypto market keeps fluctuating, and holding stablecoins like USDT/USDC yields pitiful returns? Try USDD! This thing is also a stablecoin pegged to 1 dollar, so it won't have huge ups and downs, but now there are various ways to easily earn an annual return of 10%-16%. The principal is basically very stable, suitable for lazy people who want to earn passively. The current data (December 17, 2025) is super attractive. I’ve pulled together a few of the simplest and most reliable ways to make money; just pick one and you can earn enough for a few cups of milk tea (for larger amounts, starting from tens of thousands, you can make several thousand dollars a year).
1. The most stable and simplest: Directly deposit USDD, automatically turn into money (suitable for beginners and novices)
- How to play: Go to the USDD official website Savings, deposit your USDD, and exchange it for sUSDD (a currency that grows automatically). Leave it alone, its value will increase by itself, equivalent to automatic compound interest.
- How much to earn: Basic annualized return of 12%! Real returns, not just talk.
- Benefits: Withdraw anytime, can be spent, supports Ethereum and BNB chain (the low-fee kind).
- Where to operate: https://usdd.io/earn or directly app.usdd.io
- Why recommend: Zero operation, wake up to more money. Deposit $10,000, earn over $1,200 in a year, stable!
2. Want to earn more: Add liquidity mining (suitable for those who love chasing high yields)
- How to play: On PancakeSwap (BNB chain) or Uniswap (Ethereum), pair USDD with USDT/sUSDD to become LP (liquidity), then go to Merkl to claim rewards.
- How much to earn: Currently popular pools have an annualized return of 13%-16%! For example, the USDD-USDT pool is over 16%, and the USDT-sUSDD pool is 13%.
- Benefits: Rewards are distributed daily, a short-term boost is very appealing. But be careful, if the price fluctuates slightly, there might be impermanent loss (but stablecoins are basically fine).
- Where to operate: First add LP on PancakeSwap/Uniswap, then https://app.merkl.xyz/?search=usdd search for USDD to claim rewards.
- Why recommend: Earn a bit more than just saving directly, the current reward pool is quite active, go for it!
3. Exclusively for super lazy people: Go to HTX Earn, just click once.
- How to play: In HTX Earn, find Earn products, directly deposit USDD (you can even exchange USDT 1:1).
- How much to earn: Stable 10% annualized (some products show 12%, flexible 10% is super stable).
- Benefits: Redeem anytime, compound interest every hour, zero threshold for beginners.
- Why recommend: If you don’t want to mess with DeFi, just this one! Leave it to earn interest, 100 times better than banks.
4. DeFi veterans: Go to JustLend to deposit, play purely on-chain.
- How to play: On the TRON chain's JustLend platform, supply USDD as lending funds, earn interest when others borrow.
- How much to earn: Currently around 10% (can be higher when borrowing demand is high).
- Benefits: Completely decentralized, no platform risk, TRON fees are extremely low.
- Where to operate: https://app.justlend.org/homeNew
- Why recommend: For those who love the TRON ecosystem, long-term holding is super suitable.
Finally, let's talk about risks and suggestions.
- Reasons for extreme stability: USDD is a stablecoin, principal basically does not lose (pegged to the dollar), these methods are all low-risk passive income.
- Low risk: DeFi may have contract bugs (choose large platforms with fewer); adding LP may have slight losses; check platform reputation for exchanges (HTX is an old brand).
- How to maximize earnings: Diversify! Half deposit sUSDD for long-term earning 12%, half add LP to aim for 16%. Start small, check the official APY in real-time (markets change, yields fluctuate slightly).
- Why it’s appealing now: By the end of 2025, high yields on stablecoins will be rare, the USDD ecosystem is booming, hurry up and get on board!
Dude, take action! Deposit a few thousand to tens of thousands of dollars, earning enough to drink milk tea for years isn't a dream. Investing has risks, check the latest data yourself.
