Last week, my cousin called me in the middle of the night, his voice trembling: 'Bro, I invested all my tuition fees in dogecoin and it has gone to zero.' I asked him why, and he listed out: used living expenses, listened to group friends' recommendations, didn't set a stop loss, downloaded a fake wallet... perfectly stepping into all the traps for beginners. I was silent for a few seconds, transferred him 5000 yuan for emergency use, with a note: 'Starting tomorrow, first convert the 3000 yuan you need to pay back next month into @usddio and deposit it into the stable pool, at least the interest can help you cover instant noodle money.'
When you are learning not to lose money, smart people are building positions that are not afraid of losing.
All techniques that teach you not to lose money are essentially passive defenses. But true survival experts have long been building an asset structure that can continuously generate cash flow even when losses occur.
Why do I suggest that beginners start with USDD in their first lesson?
First, it is an 'idle funds training camp.' Beginners find it hardest to control their eagerness and always want to trade. But putting idle money into the USDD stable pool, with a lock-up period, passively teaches you 'waiting'—the most scarce ability in the market. An annual return of 8-12% is better than the results of most random trading.
Second, over-collateralization = 'a practice coin that never gets liquidated.' You use USDD to learn DeFi operations, cross-chain transfers, and staking for interest, with your principal always having 130%+ asset collateral protection. It's like learning to swim in a swimming pool; you have to be safe to learn real skills.
Third, it is a 'safety habit cultivator.' Starting from securing USDD private keys, practice enabling 2FA, identifying official contract addresses, and conducting small test transfers—cultivating lifelong beneficial safety habits with zero-risk assets is better than making mistakes with real money.
My 'beginner safety house setup guide'
First investment of 1000 yuan: convert it all to USDD (establish safety asset awareness)
Practice with USDD: cross-chain transfers, staking, LP adding (familiarize with DeFi at zero cost)
Monthly investment in USDD, with automatic reinvestment of earnings (experience the magic of compound interest)
Once the USDD position reaches three months' living expenses, invest 10% to learn trading (losses won't affect survival)
After three months of operating this way, my cousin sent a screenshot yesterday: the interest earned from the USDD position just covered his 30% loss from a misstep. More importantly, he has never asked me again 'which coin to buy'—because he realized that, rather than searching for hundredfold coins, stabilizing the value of existing assets is more reassuring.
All warnings of 'what not to do' will be forgotten, but muscle memory will not. When you get used to checking the USDD interest every day first upon opening your wallet, you will naturally understand:
This is what true 'idle funds' look like
This is what a true 'safety platform' looks like
This is what true 'long-term holding' looks like
@usddio can't give you the thrill of getting rich overnight, but it can provide you with the minimum threshold to become one of the 10% survivors in this market where 90% of people lose money. While everyone is looking for 'the next Bitcoin,' the smartest strategy might be to first find 'assets that will never go to zero.'