Don't keep saving in fixed deposits! This 'money-making dollar' lets you earn 12% while lying down.
Last weekend, I had tea with a few old classmates and we chatted about financial management. A friend who works at a bank smiled wryly: 'Now we don't even dare to buy the bank's financial products; the returns are pitifully low.' Others nodded in agreement. But did you know? Right beside us, a brand new 'earning dollar' is quietly growing — it's called USDD, which can not only firmly anchor to 1 dollar but also bring holders up to 12% annualized returns.
Doesn't it sound a bit magical? The principle is actually solid. USDD adopts an 'over-collateralization' model: for every USDD issued, there are assets like Bitcoin and USDT worth more than 120% backing it, with all data being publicly transparent on the blockchain, ensuring it consistently anchors to 1 dollar. Even better, it automatically shares the profits generated by the system with every participant through smart contracts.
The market has already cast its vote with real money. Recently, the total locked value and circulation of USDD both broke through 8 billion dollars, setting a new historical high and ranking among the top ten stablecoins. This growth momentum reflects the market's strong demand for the dual attributes of 'stability + yield.'
It's very simple for ordinary people to participate. The hottest channel right now is the partnership with Binance Wallet, which basically allows for 'one-click participation,' enabling funds to automatically earn about 12% basic annualized returns. This low threshold and high transparency approach has attracted over 200 million dollars in just a few days.
Of course, if you are familiar with DeFi operations, there are opportunities to gain even higher returns through liquidity mining and other methods. The project team is also continuously optimizing the experience and reducing the costs of participation for users.
The rise of USDD may indicate a new trend: in the era of low interest rates, people's expectations for 'money' are shifting from 'preservation of value' to 'appreciation of value.' It is not just a payment tool but more like an automatic earning system deployed on the blockchain. For those ordinary people looking for a safe haven for their funds while yearning for returns, this undoubtedly opens a new door.
