In the current DeFi environment, what truly retains users is often not short-term narratives, but a system of products that are continuously available and reusable. @FolksFinance Folks Finance does not position itself as a single application but attempts to become a unified financial entry point in the cross-chain era. Currently, its products cover cross-chain lending, trading, leverage, and liquidity staking, and by integrating different functions under the same framework through unified liquidity and account design, it reduces the friction caused by users frequently operating between multiple chains, splitting funds, and repeating authorizations. This infrastructure-oriented thinking is more conducive to forming long-term usage habits.

In long-term planning, Folks Mobile is a key component. This product is being developed in cooperation with licensed VASPs, aiming to provide a mobile experience that integrates asset management, yield opportunities, cross-chain access, and strategy execution within a compliant framework. The target audience is not limited to on-chain native users but also seeks to cover potential incremental users who are interested in on-chain yields but place greater importance on compliance and usability. This direction reflects Folks' forward-looking judgment on the expansion of DeFi to a broader user base.

In terms of community and incentives, Folks also emphasizes "real usage" rather than short-term volume brushing. The first season of point airdrops released a total of 1.5 million $FOLKS, becoming one of the more representative airdrop cases this year; the ongoing second season of points is still focused on real lending, trading, and capital participation. At the same time, the Airaa creator program has set up a reward pool of over $500,000, but overall participation remains limited, leaving relatively significant space for users willing to engage in in-depth research, content output, and long-term participation.

Overall, Folks Finance demonstrates a clear long-termism characteristic: product priority, restrained pace, and a strong binding of incentive mechanisms to actual demand. In a market environment currently dominated by short-term sentiments, such projects may not be "lively" enough, but from the perspective of fundamentals and long-term competitiveness, they are still worth tracking and observing continuously.