$XRP Widely followed XRP community commentator UnknowDLT has issued a stern warning to critics who continue to dismiss XRP’s long-term potential.

In a recent post on X, he argued that XRP’s role in global finance was “planned more than a decade ago”. Accordingly, he claimed the token could eventually become “the most valuable asset in the world.”

Based on this hope, the pundit argued that dismissing XRP today could prove costly in the future.

“People keep laughing at XRP,” UnknowDLT wrote, “They will end up crying for life. The end will be tragic for them.”

Long-Term Thesis, Not Short-Term Price Action

While the outlook was extreme, the argument echoes a popular narrative within the XRP community. Supporters say markets focus on short-term price moves and overlook the structural and regulatory changes that could reshape XRP’s role in global finance.

They believe regulatory clarity, especially from the proposed U.S. CLARITY Act, could change how XRP’s long-term supply is valued.

For example, X Finance Bull has suggested that Ripple’s escrowed XRP won’t flood the market but will serve large-scale financial uses, such as banking corridors and institutional liquidity hubs.

From this perspective, what critics call “overhead supply” is locked liquidity for future use, not speculative selling.

Regulatory Progress Fuels XRP Conviction

Meanwhile, UnknowDLT’s confidence also aligns with optimism about Ripple’s regulatory positioning in the United States.

Ripple has received conditional clearance from the Office of the Comptroller of the Currency (OCC) to pursue a national trust bank charter. The firm is also pursuing a Federal Reserve master account.

Supporters argue these moves place Ripple, and by extension XRP, closer to the core of the U.S. financial system than most crypto firms.

Community analysts such as Alex Cobb have argued that the market has yet to fully price in this regulatory progress as XRP continues to trade under $2 despite what they view as historic milestones.

Tokenization Narrative

UnknowDLT’s post also feeds into a longer-term narrative gaining traction among XRP supporters. Analysts like Chad Steingraber believe that large-scale tokenization of financial markets could accelerate between 2026 and 2027, with the XRP Ledger in position to handle regulated, high-throughput settlement.

Ripple itself has projected that the tokenization market could grow to $19 trillion by 2033. Some commentators extrapolate from this forecast to suggest dramatic upside for XRP, reaching $189, if even a fraction of that activity settles on XRPL.

Hype vs. Reality

Despite the growing chorus of bullish voices, more conservative forecasts remain far below the dramatic claims made by UnknowDLT.

Firms such as Bitwise, Telgaon, and Changelly project XRP to trade below $30 by 2030, even in optimistic scenarios. Other models place a $100 XRP price well beyond the next decade. Ultimately, whether those who “laugh at XRP” will truly “cry for life” remains to be seen.

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