Dispute over XRP’s origins reignites after former Ripple CTO claims the idea appeared before Bitcoin

Ripple’s honorary CTO clarifies the origins of XRP, distinguishing the 2004 payment concept by Fugger from the launch of the XRP Ledger in 2012.

- Former Ripple CTO David Schwartz confirms a payments idea appeared 5 years before Bitcoin.

- Ryan Fugger’s 2004 design had no decentralized assets and also no native token.

- The XRP token and the XRP Ledger launched in 2012, three years after Bitcoin’s genesis block was created.

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