🛡️【When choosing a stablecoin, I only look at three things: Can it be verified, can it be exchanged, can it withstand pressure】
Recently, many stablecoins have started to 'rely on faith' when problems arise, but what I care about more is: Is your asset really a black box? @usddio's USDD 2.0 operates on 'over-collateralization + full chain transparency': collateral and transaction records are public and auditable, effectively handing the most important risk information over to market verification.
Instead of just saying 'I am safe' and expecting you to buy in.
✅ Collateral assets are traceable (can be found on-chain)
✅ Mechanism is verifiable (PSM/minting/liquidation all have rules)
✅ Contract has third-party audit endorsement (including multiple audits from CertiK, ChainSecurity)
I personally verify in 'three steps': ① First, check the audit list and update date of the official documents; ② Then, check whether the on-chain collateral assets/addresses are verifiable; ③ Finally, look at the yield scheme. Going in reverse order often leads to being misled by high APR.
Moreover, USDD 2.0's multi-chain deployment and data entry are centrally organized, so you don't have to search high and low.
What do you care about the most?