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Visa, Mastercard to pay $167.5 million in ATM user fee settlement Visa and Mastercard have agreed to pay a combined $167.5 million to settle a class action lawsuit accusing them of conspiring to keep ATM access fees artificially high. The proposed settlement was filed on Thursday in the federal district court in Washington and requires a judge’s approval. The accord would pay potentially millions of ATM users who were charged an unreimbursed access fee to withdraw cash from independent, non-bank ATMs. Visa would contribute about $88.8 million and Mastercard about $78.7 million to a settlement fund. The money would be distributed to eligible customers with qualifying ATM transactions made since October 2007. Visa and Mastercard and lead attorneys for the consumers did not immediately respond to requests for comment. The lawsuit, one of three related cases in the D.C. federal court, was filed in 2011. Consumers challenged industry rules by Visa and Mastercard that allegedly blocked independent ATM operators from offering lower prices. Visa and Mastercard denied any wrongdoing. The two companies last year agreed to pay $197.5 million to resolve related claims from a different group of ATM users who claimed they were overcharged at bank-operated ATMs. Several banks in 2021 agreed to pay $66 million to settle claims against them in the litigation. Attorneys for the plaintiffs in a court filing called the settlement “an excellent result in light of the risks of continued prosecution.” They said they plan to ask the court to award them up to 30% of the fund, or about $50 million, in legal fees. A third lawsuit by independent ATM owners and operators is pending in the same court. Visa faces other antitrust lawsuits, including one from the U.S. Justice Department lawsuit accusing it of illegally monopolizing the U.S. debit card market. It has denied the claims in that case. #Visa #Mastercard #ATM #Antitrust #Settlement

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LATEST: ⚡️ Ethereum blockspace trading platform ETHGas has raised $12 million in a seed round led by Polychain Capital to build "real-time Ethereum," which aims to achieve 50-millisecond block times. #ETHGas #RealTimeEthereum #Blockspace #PolychainCapital #EthereumScaling

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LATEST: 🚀 Bitcoin will see a base-case price of $1.4 million by 2035, according to CF Benchmarks, which used traditional capital market models to project BTC at $637,000 in the bear case and nearly $2.95 million in the bull case. #Bitcoin2035 #CFBenchmarks #CryptoPriceTarget #DigitalGold #BTC1Million

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Dominance of Stablecoins in Daily On-Chain Transfers Recent data from Glassnode, as reported by BlockBeats, underscores the pivotal role stablecoins play in the digital asset ecosystem. Key Findings: Significant Volume Lead: The combined 90-day simple moving average (SMA) for daily transfer volume of USDT and USDC stands at approximately **$192 billion**. This figure is nearly **double** the ~$103 billion in daily transfer volume handled collectively by the top five cryptocurrencies by market capitalization. · Implication: This disparity highlights that stablecoins are now facilitating the majority of on-chain liquidity movement and settlement activity, effectively serving as the primary medium of exchange and settlement layer within crypto markets. · Network-Specific Insight: On the Tron network alone, the daily transfer volume for USDT and USDC averages ~$24.2 billion. For context, this volume is nearly ten times greater than the daily transfer volume processed on the XRP Ledger. Takeaway: The data clearly indicates a market preference for the speed, cost-efficiency, and stability offered by major stablecoins for value transfer. Their dominance in settlement volume suggests they have become critical infrastructure for both crypto-native transactions and bridging traditional finance with digital assets. #Stablecoins #DeFi #Crypto #OnChain #XRP $XRP $USDC

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Ethereum is trading for approximately $2,982.38 per ETH as of December 20, 2025

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