Visa and Mastercard and crypto: who will benefit from mass adoption?

Recent steps #Visa and #Mastercard indicate that cryptocurrencies are gradually integrating into the global payment infrastructure. Both companies are already testing payments in stablecoins, collaborating with crypto exchanges and fintechs, and developing blockchain solutions for B2B and retail payments. This is not an instantaneous revolution, but a clear movement towards the mass use of crypto.

The biggest beneficiaries of such a trend may be stablecoins, primarily $USDC , which are ideally suited for payments due to their low volatility and regulatory transparency. Ethereum will also benefit as the underlying infrastructure for most stablecoins and tokenized assets. For scaling payments, L2 solutions are critically important — Arbitrum and Optimism, which provide fast and cheap transactions.

It is also worth noting Solana, which is already being used in payment cases due to its high throughput, as well as infrastructure projects like Chainlink $LINK and Polygon, which connect Web2 and Web3.

Conclusion: the integration of Visa and Mastercard is not about hype, but about fundamental demand for payment and infrastructure crypto-assets.