✨✅$XRP ✨Tokenization, credit on the XRPL, and stablecoins form the core of the strategy
“We will dominate the world with solid financial products that solve real-world use cases.”
The news about XRP gained prominence after recent statements by Ripple's CTO, David Schwartz, who outlined the company's long-term strategy to expand its role in global finance.
According to Schwartz, Ripple is focused on building functional financial products primarily aimed at institutional use, rather than following short-term trends in the crypto market.
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📌 Strategy: real products, not narratives
According to the CTO, Ripple's vision is clear:
“We will dominate the world with solid financial products that solve real-world use cases.” Schwartz🗯️
The company bets that sustainable institutional adoption will only come from solutions that:
• solve real operational bottlenecks
• reduce costs
• improve liquidity efficiency
• operate within regulatory requirements
📌 This approach places Ripple on a different path from projects focused solely on hype or speculation.
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🧱 Tokenized assets take center stage
One of the pillars of the strategy involves tokenized real-world assets (RWAs), including:
• tokenized money market funds
• Treasury securities
• traditional financial instruments migrating to blockchain
According to Schwartz, these products allow institutions to:
• make payments and investments more efficiently
• reduce settlement delays
• operate with greater transparency
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💳 Stablecoins as liquidity infrastructure
Another key point is the growing use of stablecoins in the Ripple ecosystem.
The CTO highlighted that:
• stablecoins are already active on the XRP Ledger
• help institutions manage liquidity
• facilitate near real-time global transfers
📌 For Ripple, stablecoins are not just a means of payment but financial infrastructure.
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🏦 Loan systems on the XRPL come into focus
In addition to payments and tokenization, the developers of the XRP Ledger are preparing a fixed-rate loan system directly on the ledger.
This system aims to:
• offer on-chain credit with clear rules
• reduce intermediaries
• create new native blockchain financial instruments
📌 The goal is to expand the XRPL beyond payments, bringing it closer to a complete financial ecosystem.
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👥 Institutional adoption drives retail
According to Schwartz, institutional growth is beginning to reflect in retail interest as well.
Recent data shows that:
• more than 500,000 new wallets have been created
• many of them through apps like Xaman
📌 This suggests that real use and functional infrastructure tend to generate a network effect, attracting end users.
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🧠Ripple's strategy points to a long-term vision based on:
• tokenization of traditional assets
• efficient payment infrastructure
• on-chain credit
• institutional compatibility
It's not about quick promises, but about the gradual building of relevance in the global financial system.
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📌 The message from the Ripple CTO is straightforward:
the future of XRP and XRPL involves real use, institutional adoption, and robust financial products.
In an increasingly selective market, functional infrastructure tends to survive where empty narratives disappear.$XRP
