The 92-year-old investment legend Warren Buffett has just issued a serious warning directly aimed at everyone's wallets: "The natural path of the government is to let their currency continuously depreciate over time." And what he is pointing at is precisely what all of us are using—the US dollar.
This "Oracle of Omaha," who manages $152 billion in assets, rarely talks about macroeconomics, but every time he speaks, it is worth pondering. In light of the Trump administration's ongoing push for economic stimulus and a loose financial environment, this warning sounds particularly jarring. It exposes a harsh reality: the cash you hold is being incorporated into a long-term "devaluation plan."
But this is no longer a secret, right? We can feel the rising prices. The real core issue is: when the systemic depreciation of fiat currencies becomes an 'established path', how should ordinary people protect the wealth earned through their labor? Should we invest our money in the highly volatile stock market or crypto market and take a gamble, or should we keep it in the bank and watch it shrink?
This silent war over the value of currency is pushing the world's attention toward a whole new possibility: do we need a 'new type of value carrier' that does not rely on a single government's credit, is rule-transparent, and can automatically combat inflation while held?
This is not just a theoretical discussion but also the core driving force behind the emergence of the next generation of financial infrastructure. It is precisely in this macro context that projects like @usddio, which aim to build decentralized stablecoin protocols, have missions that go beyond mere cryptocurrency trading, targeting the fundamental pain points of wealth storage. The #USDD concept of 'stability brings trust' is precisely attempting to answer Buffett's warning.
Against 'planned depreciation': from relying on authority to relying on algorithms and transparency.
The root of the dollar's depreciation lies in the fact that centralized institutions have unlimited currency issuance rights. To combat this systemic risk, the traditional approach is to look for stronger fiat currencies or gold, but this does not break away from the old system.
@usddio represents a decentralized stablecoin, providing a paradigm shift.
Trust cornerstone: shifting from 'government credit' to 'algorithms and transparency': USDC or traditional banks rely on institutional commitments, while USDD's stability is built on fully public, real-time verifiable over-collateralized assets on-chain. Your trust is not given to any central entity that may abuse currency power but is given to immutable public code and mathematical rules. This is the most fundamental resistance to the 'depreciation path' — entrusting the 'discipline' of currency to transparent algorithms, rather than human decisions.
Asset attributes: from 'depleting cash' to 'yield-bearing capital': holding cash will passively depreciate due to inflation. USDD is designed as a potential yield-generating asset. This means that holding USDD is not only for maintaining stable purchasing power but also for allowing your stable assets to become a 'yield generator', actively combating inflation erosion. This achieves the core logic of what Buffett described as 'investing is giving up consumption today for the ability to consume more tomorrow', but applies it to the most basic monetary level.
In uncertain times, allocate for 'certainty'.
Buffett's warning is a form of macro 'uncertainty'. For investors, the way to cope is not to predict every step but to increase the weight of 'certainty' in their asset portfolios.
Growth assets: used to pursue higher returns while taking on corresponding volatility risks.
Stable cornerstone assets: should be allocated in a manner similar to the assets provided by the @usddio protocol, which are transparent, stable, and yield-bearing. It is not only a safe haven but also a base that can continuously produce 'yield fuel', ensuring that your purchasing power can be enhanced through endogenous mechanisms even in the macro trend of fiat currency depreciation.
Conclusion: Your wealth needs a 'new anchor point' that transcends the old system.
Buffett pointed out the problem, while the crypto world is trying to build the answer. When the long-term depreciation of sovereign currencies becomes the default setting, seeking a value storage tool that is rule-transparent, supply-disciplined, and can provide positive returns to holders is no longer speculation, but a rational financial defense.
@usddio is exploring what it means to become a 'new anchor point'. It does not promise miraculous price increases; it promises to provide a robust foundation that is guarded by code, clearly defined rules, and can automatically accumulate over time in the unpredictable macro ocean.
In the torrent of currency depreciation, true wisdom may not be to go with the flow, but to find and board that new ship equipped with fresh water and a power system.
Discussion: In the face of the long-term depreciation trend of fiat currencies pointed out by Buffett, do you think yield-bearing stablecoins like USDD can become an important hedging tool in the wealth allocation of ordinary people?