Last night, staring at the screen, my self-developed DeFi fundamental model finally spit out its first report. The result was disheartening — the ratings for UNI, META, and others that I had bought on a whim were all 'Cautiously Hold', which translates to: 'Just accept that you're stuck'. But interestingly, among a bunch of grim data, the model actually flagged a few 'abnormally stable' assets. Not the kind that skyrockets or crashes, but those that, regardless of market fluctuations, have price curves as stable as a straight line. This suddenly woke me up: while everyone is chasing a hundredfold myth, are we overlooking that 'stability' itself is a powerful alpha?
To be honest, the original intention behind this AI model was due to being educated by the market too many times. Every time the market rises, I chase; every time it falls, I cut losses, only to find that the transaction fees often exceed my profits. The results produced by the model have slapped me hard: those altcoins that spike in the short term often have fundamental data riddled with holes; whereas projects that can withstand scrutiny tend to be 'boringly' stable. This made me start to ponder an intuitive question: in this highly volatile market, is maintaining stability more technically demanding than pursuing explosive growth?
Following this line of thought, I discovered the brilliance of the @usddio project. Unlike many DeFi projects that pursue complex leverage designs or high APY temptations, it returns to the most essential question: how to create a reliable stable value unit in a decentralized world? Its approach is quite 'clumsy'—using over-collateralization, full-chain transparency, and real-time auditing as 'heavy assets' to build a safe haven in a volatile market.
My AI model captured an interesting piece of data while analyzing USDD: during the last 30 instances of severe market volatility, the price deviation of USDD has consistently remained within 0.5%. This means that when UNI plummets and BTC stumbles, USDD is like the calm eye of the storm, providing rare certainty to ecological participants. This perfectly confirms the core concept of #USDD: stability leads to trust—true trust is not built on marketing slogans but is accumulated through stable performance in each market turmoil. It does not seek to become a star on the growth chart but aspires to be the 'value scale' in the crypto world, allowing other projects to confidently anchor their business with it.
Three shocks from this modeling:
Stability is a scarce resource. My model shows that the truly 'low volatility, high liquidity, and transparent verifiable' crypto assets across the network account for less than 3%. In a market where speculation is rampant, such stable assets have quietly become the hidden treasures for institutions and large investors.
The future of DeFi needs a 'stable cornerstone'. Imagine if lending, derivatives, and payment applications in DeFi are all built on highly volatile assets; that would be like building skyscrapers on quicksand. Projects like @usddio provide a stable foundation, effectively laying the groundwork for the entire DeFi 2.0 era.
My portfolio structure must be adjusted. Previously, I pursued high-yield assets 100%, but now I will allocate 30% to stable assets like USDD. This is not only for risk avoidance but more importantly—when the market presents a golden opportunity, these stable assets can immediately transform into 'strategic reserves', allowing me to have the leverage to bottom-fish those good projects that were mistakenly killed, instead of lying flat and playing dead.
When the model produced results yesterday, I specifically went for a cup of coffee to calm my mood. It turns out that losing money these days is not due to bad luck, but rather a lack of understanding—I always want to seize every fluctuation, but overlook that the fluctuations themselves are risks. Now I understand, investing is like building with blocks; one must find both 'sharp-tipped blocks' that can soar and 'foundation blocks' that can bear weight. And @usddio is becoming the most solid foundational block in my portfolio.
Let's talk about your strategy: do you intentionally allocate some 'boring but stable' assets? What role do they play in your investment portfolio? I look forward to your insights in the comments!
