#MyStocksQuestion I am a beginner investor looking to invest long term (more than 10 years) in the U.S. market. I will invest between 150 and 250 $ per month. I focus only on ETFs—what are the best 3–4 diversified ETFs to start with? For example, what allocation among the S&P 500, Total World, Emerging Markets, Bonds, or Sector ETFs would be the most realistic and least risky?