The bank is actually most afraid of you knowing one thing:

Saving money doesn't rely on being aggressive, it relies on "structure".

50,000 yuan, divided into 10,000 / 20,000 / 20,000,

with deposits of 1 year, 2 years, and 3 years respectively.

When it matures, do not spend it recklessly; instead, transfer it all to a 3-year fixed deposit.

By the time you reach the 4th year,

you will find——

every year there will be a sum of money from a 3-year term waiting for you.

It's not stimulating, not getting rich quickly,

but it’s very stable, and quite counterintuitive.

For ordinary people saving money,

the key to winning is: no fuss.

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