$USDC Klarna’s use of USDC for financing proves that going on-chain is no longer just a slogan.
According to the Hurun Report, high-net-worth individuals currently allocate around 2% of their portfolios to digital assets, yet 25% plan to increase that exposure. Meanwhile, Grayscale projects that asset tokenization could grow by 1,000× by 2030. In a clear signal of this shift, Klarna has partnered with Coinbase to use USDC for short-term institutional financing.
Maple Finance’s CEO went even further, stating that on-chain markets are poised to absorb Wall Street itself. At the same time, U.S. regulators are pushing toward a new crypto tax framework—another sign that blockchain ledgers are entering the financial mainstream.
Over the past decade, the on-chain narrative has evolved rapidly: cross-border payments, ICOs, DeFi yields, RWAs, and tokenized fund shares. Institutions have always wanted exposure, but three barriers held them back—compliance, custody, and settlement efficiency.
Stablecoins have largely solved settlement. Custody and compliance are being addressed through licensing and audits. The real inflection point isn’t higher TPS—it’s traditional finance moving cash management and short-term financing onto the blockchain.
At this point, it’s not a question of if—only when.
#Stablecoins #USDC #OnChainFinance #Tokenization #CryptoAdoption
