Dr Stevenson Reveals Why Banks Need the XRP Price to Be Higher

$XRP Dr. Camila Stevenson, a health and finance expert, has revealed why banks and other financial institutions may need the XRP price to be higher.

Recently, XRP has remained under bearish pressure as the broader crypto market continues to struggle. Since October, the global crypto market has lost more than $1.3 trillion, and XRP has followed that trend. Over the past three months, XRP has declined by 33%, leading to increasing bearish sentiments.

However, some analysts and commentators warn that those who focus only on short-term price action may be missing the more important picture.

✨Watching XRP’s Price Can Be the Wrong Approach

One of these individuals is Dr. Camila Stevenson, a health and finance commentator, who recently explained why banks and institutions may actually need the XRP price to be higher for the system to function properly.

In a recent video commentary, Stevenson argued that most investors ask the wrong questions about XRP. To explain, she used an infrastructure analogy, pointing out that engineers do not judge a bridge by today’s cost.

Instead, they ask how much weight it can carry, how much stress it can withstand, and whether it still works when the system comes under pressure.

Stevenson said the XRPL architects designed XRP in the same way. According to her, people who ask why XRP’s price has not moved yet still think like consumers and traders. She suggested that the important question should be about what the architects built the system to handle when pressure appears.

✨How Retail Think Vs How Institutions Think

Stevenson then highlighted a major difference between retail investors and institutions. Specifically, she said retail participants tend to look at assets “from the outside in,” focusing on charts, candles, price levels, and short-term movements.

Meanwhile, institutions do the opposite. According to her, they analyze assets “from the inside out” and ask what problem the asset solves, how it performs under stress,