Making money in the crypto world is not about who is smarter, but about who is more stable and patient.
I still remember that day on March 12, 2020, when I looked at the 5 BNB left in my account, feeling completely lost. I had previously followed the market's frenzy to chase various altcoins, resulting in an 80% loss of my principal. It was at that moment that I truly understood: in this market, surviving longer is a thousand times more important than making quick profits.
Now, these 5 BNB have turned into over 30, and I've achieved relatively stable returns with a simple and easy-to-follow strategy. Today, I'll share my 'compound interest tricycle' approach, which is particularly suitable for ordinary people who want to make money but are afraid of losing.
Why am I so stubborn about BNB?
First, I must clarify that this is not financial advice; it's purely the tactics I've summarized from my experiences over the years.
I choose to hold a significant amount of BNB, not out of blind faith, but because I see its 'easy earnings' attribute. As a leading platform token, BNB has a natural safety cushion: strong ecological support, limited downside, but able to grow along with the entire crypto market.
But what truly makes me devoted is its 'compound interest machine' attribute:
Holding coins earns interest that automatically credits every day; although the proportion is not high for each cycle, it adds up over time; the airdrops and Launchpool projects regularly launched by the platform are basically 'extra bonuses' for long-term holders. Just last year, participating in several airdrops in the BSC ecosystem allowed me to gain quite a bit of profit that short-term speculators simply cannot enjoy.
My operation is quite simple: focus on regular investments, and double down on buying during big dips. Don’t view BNB as a speculative tool, but rather as a wealth snowball engine. Over time, you’ll find that this seemingly clumsy method is actually more effective than chasing highs and selling lows.
How to use airdrop profits? I have a 'dual-line battle' method
After earning airdrop profits from BNB, many people may be tempted to withdraw and spend. But I have my own method: I divide these profits into two parts for a 'dual-line battle'.
Part of it is exchanged back for stablecoins to increase BNB holdings, which is like upgrading your engine to make the compound effect even stronger.
For the other part, I will choose some promising early-stage projects. It's important to note that I'm not blindly throwing money at random, but only selecting those with real ecological support and teams that are seriously working on them. These projects may currently have very low prices, just like BNB a few years ago, but behind them, there are solid technologies and community consensus.
Of course, these types of projects can be highly volatile, so I always adhere to a principle: only use spare money, never touch the principal or the BNB portion of the funds. This way, even if I make a wrong investment, it won't hurt the foundation.
Defense is equally important: my 'ballast'
After being in the crypto space for a long time, you’ll realize that just having an offensive strategy is not enough; defense is a must. My investment portfolio always includes some stable assets as a 'ballast'.
For me, such assets need to meet several criteria: a solid leading position, practical application scenarios, and good liquidity. In the DEX track, leading projects already have obvious network effects and moats, almost eliminating the risk of going to zero, along with deflationary mechanisms and tangible income sharing.
These types of assets may not make you an overnight millionaire, but their stability can help you preserve profits during market craziness. My strategy is not to expect short-term doubling, but to serve as a stabilizer for the entire portfolio, capitalizing on the overall track development.
My 'compound interest tricycle' framework
In summary, I can liken my strategy to a 'tricycle':
Front wheel (BNB): the power source that drives the entire vehicle forward, accumulating through regular investments and compound interest.
Auxiliary wheel (potential projects): help balance, seek excess returns, but control positions to avoid crashes.
Rear wheel (stable assets): providing stability to ensure that you don’t lose control regardless of market fluctuations.
The beauty of this framework lies in its ability to ensure continuous accumulation of returns while being flexible enough to respond to market changes. Most importantly, it doesn't require you to stare at charts all day, making it more suitable for regular people with normal jobs.
The last insight
Over the years in the crypto space, I've seen too many people become overnight millionaires by gambling on altcoins, but many more have lost everything due to greed. For ordinary people like us, safety is always more important than high profits.
Wealth accumulation is like rolling a snowball; the key is to find a long enough slope and sufficiently wet snow. My 'compound interest tricycle' strategy essentially does this: not chasing overnight riches, but steadily rolling wealth in a prudent manner.
The crypto space is never short of opportunities; what's lacking is patience and discipline. Find your own rhythm, don’t be swayed by market emotions, and time will reward you accordingly.
The content of this article is solely a personal experience sharing and does not constitute any investment advice. The cryptocurrency market is highly risky; please invest rationally and do not invest more than you can afford to lose. Follow Bin Ge to learn more first-hand information and precise points of cryptocurrency knowledge, becoming your guide in the crypto world; learning is your greatest wealth!
