🔥 The true "whales" of the global market are turning around! Do you think the institutions on Wall Street are leading the market? Wrong — the real power may be hidden in the kitchens of ordinary households in Tokyo. $ETH $XRP
Have you heard of "Mrs. Watanabe"? This is not a specific person, but a term for Japanese retail investors who hold family financial power. Over the past thirty years, they have leveraged almost zero-cost yen loans to buy US stocks, US bonds, and even cryptocurrencies, easily capturing interest rate spreads and achieving "lying profit." Even Buffett has borrowed similar strategies.
But now, the rules of the game are undergoing a dramatic change.
🏦 The Bank of Japan has ended decades of the "zero interest rate era," raising rates for the first time to 0.75%, while the Federal Reserve has entered a rate-cutting cycle. The interest rate spread is narrowing, and arbitrage opportunities are rapidly shrinking. This means that the "Mrs. Watanabe" may be forced to start selling overseas assets to convert back to yen to repay loans.
Once this group collectively turns, it will trigger a capital return on the scale of trillions of dollars. This is not a short-term fluctuation, but a "great shift" in the global capital landscape.
🎯 What does this mean for the cryptocurrency market?
1️⃣ **ETH welcomes "legal nuclear explosion"**
The UK Law Commission has officially recognized ETH as "legal property," effectively paving the way for institutional funds. Digital property certificates are now in hand, and pensions and hedge funds can enter the market without concerns, as the biggest obstacle to spot ETFs is crumbling.
2️⃣ **DOGE breaks through the "payment barrier"**
Musk continues to promote it, and Japan has recognized DOGE as a payable asset, enabling purchasing of houses, cars, and consumption gradually. Transitioning from MEME to a practical asset, DOGE is building a real-world payment layer.
3️⃣ **SHIB stands at the "hot money entrance"**
When traditional markets are turbulent, MEME coins often become an emotional outlet. If Japanese household funds withdraw from US stocks and bonds, some high-risk preference funds may likely flow into high-volatility assets like SHIB, accelerating ecological destruction and application breakout.
💥 Therefore, the real variable in 2025 may lie in the yen interest rates and the asset allocation of housewives. When the most steadfast long-term holders start to operate in reverse, the storm is just beginning.
👇 Do you think this round of capital return will first impact US stocks and bonds, or directly explode the cryptocurrency market?
Leave your thoughts in the comments!
