In 2015, I invested all my BTC into a 3M fund, creating over 100 accounts to earn interest.
Before the crash, I even invested the last 2 BTC meant for food and rent into a 'demonstration'—the website closed that day, and I lost everything.
The result?
In the twelfth month of 2015, I slept under the bridge in Shenzhen for a whole month.
It took me ten years to understand:
Making money relies on luck, while keeping money relies on knowledge.
Do not go all in on projects you cannot control, always leave a way out.
Now I only believe in transparency and excess collateral.
Decentralized stablecoins like USDD became the foundation of my asset allocation:
Excess collateral, funds can be checked
Anchor stability, refuse to shrink
Sleep well at night, wealth is safe to keep
Cognition is the container of wealth.
Don't let greed swallow everything you have.
