Last night, the group was blown up by a screenshot: “CZ said BNB is looking at $10,000 in the future!” The news spread like wildfire, and everyone was calculating—trillion-dollar market cap! Tenfold increase! Betting it all! I stared at the screen, my heart racing, but my finger involuntarily clicked on another page: @usddio's USDD real-time reserve audit panel. Then I did one thing: I converted half of the funds I was preparing to increase my BNB position into USDD. A friend directly voice messaged me: “Are you crazy? On the eve of a bull market, you're not chasing the leader, but buying stablecoins?”
I didn't rush to refute. Indeed, the potential of BNB is too tempting—ecosystem engine, on-chain gas, a future worth trillions of dollars… But the more it’s a moment of “the whole market is boiling”, the more I think of the lessons from 2021: when everyone is calculating how high they can fly, few ask themselves, “If the wind stops, will I fall and die?” What @usddio gave me was precisely a “parachute”. Its 130%+ over-collateralization and completely transparent on-chain reserves are like a stabilizing needle, allowing me to chase high growth while always having a portion of my assets firmly at the value point of “$1”, not being hijacked by any narrative fluctuations.
This is not cowardice; this is strategy. Think about it: if BNB really approaches a trillion market cap, how much violent fluctuation will it experience? How much leverage will be cleared? The significance of holding USDD lies in the fact that when the market experiences an irrational crash, I have sufficient stable funds to buy the dip; when the bull market enters a frenzy, I have a safe position to gradually exit and lock in profits. The concept of @usddio is essentially an 'automated offense and defense' asset allocation: it does not prevent me from chasing the dream of BNB, but it ensures that I will never be left with nothing while pursuing that dream.
More critically, the more prosperous the future crypto ecosystem becomes, the more rigid the demand for stablecoins will be—whether it’s DeFi liquidation, GameFi consumption, or RWA settlement, there will be a need for a value scale like USDD that is decentralized, transparently reserved, and cross-chain circulating. In other words, holding USDD is not about missing out on the rise of BNB; it's about laying the groundwork for the entire bull market’s infrastructure layer. While others tightly grasp the sides of the BNB ship amid turbulent waves, I choose to simultaneously become the 'ballast' of this ship.
So, the next time someone shouts 'tenfold coin' or 'trillion market cap', it might be wise to calmly ask yourself: Is there a portion of my assets that does not rely on any narrative and is purely guaranteed by mathematics and collateral logic for stability? If not, then you are likely not investing but gambling. As for me, I choose to use USDD to keep a card that can always stay on the table.
