🚩 A $393 billion crypto surge is quietly reshaping finance. 🚩
What began as decentralized experiments has grown into a parallel system offering payments, lending, and savings outside traditional banks. Stablecoins, DeFi platforms, and tokenized assets move money faster, cheaper, and across borders without intermediaries. For users, this means access and innovation. For banks, it signals pressure on deposits, fees, and control. Regulators are watching closely, balancing innovation with stability and consumer protection. If trust, regulation, and security mature together, crypto could coexist with banks. If not, volatility could amplify risks across the financial system. The next decade may redefine who truly holds financial power. 🌍💱