Babies, the current stablecoins can be roughly divided into several categories:
There are fiat-backed ones, algorithmic ones, and partially algorithmic and partially backed ones... But if you want to use the money without selling your coins, the choices are actually limited.
Falcon Finance is taking a different path:
Reconstructing on-chain liquidity and yields through a universal collateral approach.
In simple terms, it does three things:
1️⃣ Accepts various assets as collateral
Not just common digital tokens, but in the future will also include 'tokenized real-world assets.'
This means:
Your stock tokens, property tokens, bond tokens all have the opportunity to become collateral, rather than just lying dormant in your wallet.
2️⃣ Issues over-collateralized synthetic US dollars USDf
'Over-collateralized' sounds professional, but it can be summed up in one sentence:
👉 The value of what you pledge must be significantly greater than the USDf you borrow.
This makes the system safer and less likely to be liquidated due to minor fluctuations.
3️⃣ Unlocks liquidity with USDf instead of liquidating positions
You can use USDf to trade, participate in other DeFi protocols, and earn yields,
but your original holdings remain in your hands, allowing you to enjoy price fluctuations and dividends as usual.
This is what Falcon Finance aims to achieve:
To give you stable liquidity available now without sacrificing long-term returns.
In a world where more and more assets are being tokenized,
Falcon Finance is not just working on a stablecoin project, but is attempting to answer a bigger question:
How can we use all assets safely and flexibly when they can all be tokenized?
The answer it provides is:
A set of universal collateral infrastructure + a USDf that allows assets to be held and monetized simultaneously.
