Last night, my social media feed was flooded with a picture of a 'middle-aged person's breakdown.' The caption pierced the heart like a knife: 'The ones who follow the rules are the first to be abandoned by the system.' Countless people below sighed: After working hard for twenty years, with mortgage and car loans unpaid, the industry is gone, the job is gone, and even the belief that 'effort brings rewards' has shattered.
In that moment, I felt a chill all over my body—because I was once that person who 'believed in a linear world': believing that saving money to buy a house was the right path, believing that promotions and raises were the way to go, believing that following the rules would lead to a stable old age. Until last year, when I saw the company lay off the most diligent old employees, that 'standard success template' completely collapsed in my heart.
If the old rules are liquidating those who adhere to them, what should we do?
The first thing I did, which may be hard for traditional friends to understand: I converted 60% of my fixed deposits in the bank into USDD from @usddio.
They criticize me: 'Not buying houses or speculating in stocks, buying digital currency? You've been brainwashed too!'
But I know this is not impulsive. The old rules tell us that 'wealth should be placed in banks, real estate, and stock markets', but the core logic in these places is — your wealth destiny is determined by rules written by others. Interest rates, policies, valuations, cycles... you are always a passive receiver.
And USDD represents a new possibility: a wealth rule written by code consensus rather than determined by a power center. Its value is anchored in over 130% on-chain collateral, transparent and traceable, synchronized globally. Isn't this exactly the 'rewriting of rules' we desire? — #USDD sees stability through trust, and the trust is not in institutional promises but in mathematical truth.
This is not just changing the place of asset storage; this is replacing the underlying operating system of wealth. In the old system, you are a follower of the rules; in the new system, you can become a co-builder of the rules. While others are still anxious about 'which industry will be liquidated next', your assets are already autonomously operating on the global blockchain network, unaffected by the economic cycles of any single country.
So, if you have ever felt 'following the template but getting more and more tired', you might consider a more fundamental question: Is your wealth built on 'rules set by others' or 'rules you can verify yourself'?
The first step of transformation may be to start with an asset that does not rely on any centralized institution's promises, purely governed by algorithms and transparency. This is not just financial management; this is a silent 'migration of rules'.
And I am already on the way.