Recently, S&P gave USDT the lowest rating, pointing out that its reserves are all high-risk assets and its transparency is extremely poor, with "stability" merely being a gimmick. The central bank has also made it clear that stablecoins are considered virtual currencies, and related transactions are illegal financial activities. The risks of money laundering, fund transfers, and other activities are enormous. Under strict scrutiny in various regions, USDT has become a "wanted criminal across the internet"; using it for risk aversion or transfers requires careful consideration.

Even more astonishing is that the OECD's CARF agreement will be launched in 2026, with the G7 and major cryptocurrency hubs already signing on. The agreement mandates that exchanges report all transaction records and user lists, including cryptocurrency-to-cryptocurrency trades, fiat currency exchanges, and even small retail payments. Anonymous transactions will be a thing of the past, and the flow of funds will be completely transparent. $SOL $XRP $BNB

Considering the market crash in October and the unprecedented regulatory intensity, those still operating in the gray area should quickly pull back; don't wait until your account is frozen and your funds are trapped to regret it.

The era of wild growth in the cryptocurrency world is over, and a global regulatory net has been established. Compliance is essential for survival; is your holding compliant? Clarify the risks before proceeding. Mosen will continue to monitor on-chain dynamics and publish entry times and news daily in the village, moving forward steadily together!