The Falcon Finance solution is quite interesting—it brings together digital tokens and tokenized real-world assets (RWA), completely opening up the imaginative space for on-chain value through a universal collateral infrastructure. In simple terms, users can use these assets as collateral to mint over-collateralized USDf, gaining liquidity without worrying about forced liquidation, which opens the door to DeFi for traditional asset holders.
Core assets are divided into two categories. One category is conventional digital assets—stablecoins, blue-chip cryptocurrencies, and various altcoins, which directly provide the basis for liquidity. Among them, blue-chip assets like Ethereum can stabilize the collateral pool, while altcoins attract risk-takers with high growth. The other category is the innovative RWA part, where tokenization of real estate, commodities, and bonds can be anchored on-chain. Imagine this: users use property rights tokens as collateral to issue USDf and can continue to collect rent simultaneously; this design allows online trading and offline income to occur at the same time.
The operational logic of USDf is relatively clear. Deposits are executed automatically by smart contracts, and the system evaluates asset value in real-time and sets collateral thresholds. The mechanism of over-collateralization ensures that USDf can remain steadily anchored at a 1:1 level.
