Projects from three to five years ago haven't issued airdrops yet, and now another batch of super early projects is here to harvest us. Where do we go from here?

9 early projects with super fresh funding this week (with a one-sentence judgment)🧵

It's not all ‘promising’, but which ones are worth understanding and which are worth ongoing tracking.

1️⃣ Credifi👉 A typical case of combining on-chain credit with real finance

Unsecured personal loans ($100–$20k)

Fixed 4% APR, 3-month cycle

Using Plaid for credit assessment, on-chain execution

Integrated Euler, Berachain

🧠 Judgment:

Not a DeFi for everyone, but a DeFi for ‘creditworthy users’. If this path works, it means a lot.

2️⃣ Moto（@usemotocard）👉 Another narrative of the 'last credit card'

Highest deposit 5%

Cashback

Currently still on the waitlist

🧠 Judgment:

Card projects are not new, but execution and compliance are key, observe first, don't rush to conclusions.

3️⃣ Tread（@tread_fi）👉 A trading execution system leaning towards institutions

Algo trading

CEX + DEX

Reduce slippage and execution costs

🧠 Judgment:

Not a product for retail investors to 'play' with, but if institutions really use it, its value will be very high.

4️⃣ Corners（@cornersinternet）👉 On-chain version of 'Internet bookmarks'

Discover niche websites / tools

Similar to Pinterest’s “content curation”

Emphasizes discovery rather than trading

🧠 Judgment:

Not sexy, but very Web3 native, suitable for long-term slow observation.

5️⃣ Codex（@codex_pbc）👉 Infrastructure built specifically for stablecoins

Chain dedicated to stablecoins

Cross-border settlement / FX

Leaning towards underlying financial infrastructure

🧠 Judgment:

This is the type of project that “won’t take off immediately, but once it does, it’s hard to replace.”

6️⃣ Fin（@fin）👉 Rebuilding banks and payments using crypto infrastructure

The goal is a “cleaner financial experience”

Backed by Pantera Capital

🧠 Judgment:

Fintech + Crypto is a difficult line, but Pantera's insight into these types of projects is worthy of respect.

7️⃣ PolyShot（@polyshotio）👉 Football prediction platform

Limited downside

Unlimited upside

More entertainment + sense of participation

🧠 Judgment:

Suitable for light participation, do not treat it as a financial product.

8️⃣ HastraFi👉 RWA + yield tokens

PRIME: Based on American household home equity loans

Target annualized ~8%

Deployed on Solana and integrated with Kamino

🧠 Judgment:

A type of relatively 'hard asset' in the RWA track, key is in risk control and transparency.

9️⃣ HyperSignals👉 Socialized on-chain trading

Built by the Biconomy team

Built on the Hyperliquid ecosystem

Copy trading / AI signals / Community

🧠 Judgment:

Social trading will always be in demand, but “real performance” determines life and death.