Real Yield refers to returns generated from actual economic activity such as payments, institutional loans, Treasury interest, etc.
So let's summarize some projects that offer this type of gains in the ecosystem.
1.
#humafinance Real global payment flows (trade, cross-border). Fast recycled capital, PayFi, real payment financing at 10.5% Classic Mode, USDC +
$HUMA each season. It boasts over $12B in transaction volume on the Solana network.
2.
#maplefinance Institutional credit, loan interest to institutions and market makers. 5-7% (syrupUSDC 4.9-5.3%).
3.
#OndoFinance U.S. Treasury bond interest. Safe and predictable, but lower yield (follows Fed rates). Perfect for conservative users. Gains between 3.4-3.5%.
4.
#ethena Funding rates from perpetuals + staking ETH. More volatile than Huma/Ondo; can drop significantly if the market changes. Gains around 3-10%+ variable at approximately 3.5%.
5.
#pendle Does not generate its own yield but serves to maximize or fix yields. Its main idea is to separate the yield from an asset so you can trade, fix, or speculate on it independently. Gains of up to 12-20% depending on the pool.
There are several that offer different types of yields, but personally, I’ve been in HUMA for over a year now, and I keep stacking gains each season.
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$HUMA app.huma.finance/?ref=NrGnkr