@Huma Finance ๐ฃ Understanding Huma Finance: Redefining On-Chain Credit
Traditional finance often struggles to provide real-world credit access efficiently and inclusively. Huma Finance changes this by building a decentralized protocol that enables:
๐น On-Chain Credit Infrastructure โ Bringing lending and borrowing directly to blockchain, secured with transparency and smart contracts.
๐น Income-Backed Lending โ Instead of requiring collateral-heavy loans, Huma enables credit based on predictable income streams.
๐น Global Access โ Unlocks financial opportunities for individuals, businesses, and communities underserved by traditional banking systems.
๐น Composable DeFi โ Developers can integrate Humaโs credit primitives into new products, accelerating innovation across decentralized finance.