๐ Crypto Lending - Whatโs Actually Worth Tracking
As $BTC keeps testing support levels, the real action sits behind the charts - in the liquidity engines powering the market. Hereโs a breakdown of the leading crypto lending products and what they actually offer ๐
๐ Binance Earn
Binance covers 300+ assets with flexible/locked options:
โข Standard plans:
- ETH: 1.42%โ455.2% flexible/locked
- USDT: 4.2%โ7.27% flexible/locked
โข Advanced Earn: Discount Buy, Dual Investment, Smart Arbitrage, and On-Chain Yields - designed for tactical yield seekers aiming for higher APR and diversified exposure.
๐ถ WhiteBIT Crypto Lending
WhiteBIT splits its lending into standard and institutional tiers:
โข Standard plans:
- USDT: up to 18.64%, 10โ360 days, deposits 50โ600,000 USDT
- BTC: up to 17.39%, 10โ360 days, deposits 0.05โ120 BTC
โข Custom plans: built for businesses starting at 600,000 USDT, offering flexible rates, multi-asset options, and institutional-grade security.
๐ต Bybit Earn
Bybit uses a structured, product-driven model:
โข Steady Returns (BTC): fixed 0.50%โ0.80% APR, 10โ30 days
โข VIP Exclusive: tailored for high-net-worth and institutional clients - private rates, priority allocations, and advanced flexibility.
๐ฅ In a market where liquidity decides the winners, crypto lending remains one of the strongest engines keeping everything moving.

