Cryptocurrency Introduction Lesson 2: Core Asset Allocation: The 'Ballast' and 'Ammunition' of Cryptocurrency

Among thousands of tokens, the three types of assets that truly determine your long-term survival rate are often only: Bitcoin (BTC), Ethereum (ETH), and stablecoins (USDT/USDC). They correspond to value storage, ecological fuel, and trading benchmarks, forming the most robust asset triangle for ordinary people.

💰 Bitcoin: The 'Ultimate Hard Currency' of the Digital World

What it is: The first and largest cryptocurrency, with core functions of value storage and censorship-resistant transfer.

Why buy: It is the cornerstone and barometer of the crypto world, with less volatility than altcoins, being the most resilient in bear markets and having the strongest upward consensus in bull markets. Consider it as the 'digital gold' ballast in your asset portfolio.

Allocation suggestion: For conservative investors, it should account for more than 50% of total crypto assets.

⚡️ Ethereum: The 'Highway' Connecting Reality and Crypto

What it is: A programmable blockchain platform where most DeFi, NFTs, and DApps are built.

Why buy: Buying ETH is equivalent to buying 'infrastructure shares' of the entire crypto ecosystem. Its value is driven by the economic activities it supports. It has more growth potential than BTC and is also more volatile.

Allocation suggestion: If you are optimistic about the future of crypto applications, consider allocating 20%-40%. It represents the industry's growth potential.

🛡️ Stablecoins: Your Trading 'Haven' and 'Ammunition'

What it is: Cryptocurrencies pegged 1:1 to the US dollar (or other fiat currencies), such as USDT, USDC.

Why hold:

Trading benchmark: All cryptocurrencies are priced in relation to it, serving as an intermediary for buying and selling.

Hedging tool: When the market crashes or uncertainty is high, converting assets to stablecoins is equivalent to 'cashing out' for safety within the crypto world, without needing to withdraw to a bank.

Bottom-fishing ammunition: Holding stablecoins during bear markets or major declines allows you to have capital to buy when opportunities arise.

Core principle: Always keep a portion of stablecoins (such as 10%-30%) in your total assets; it gives you the ability to choose when to enter the market actively, rather than holding passively.

Remember: In this uncertain market, your primary task is not to find a hundredfold coin, but to first build an asset base. $BTC $ETH #美SEC推动加密创新监管 #比特币波动性