I have a classmate who, after getting divorced, received 600,000 and went back to her parents' home with her child. Not long after, her brother tried to invest like others and lost everything, even owing 400,000. Her parents and sister-in-law took turns asking her to lend money to help her brother pay off his debts, promising to pay her back later. My classmate refused.
Then they tried another way, asking her to guarantee a bank loan for her brother to pay off his debts. My classmate still did not agree. Guess what? The next day, she took that money and bought a small house, moving out with her child.
This stirred up a hornet's nest. Her family was furious, saying she was heartless for not helping her own brother. Her mother cried, her father scolded her, and her sister-in-law was even more extreme, directly deleting all her contact information. Even relatives were talking behind her back, saying she was cold and ungrateful.
A few of us old classmates talked about this matter and felt quite uncomfortable. She said that while the amount seemed significant, it was her safety net for the rest of her life and her child's education. She had advised her brother against investing, but no one listened. If she had put that money in or guaranteed the loan and it couldn't be paid back, she and her child would have truly been left with no way out. Although she is now blamed by her family, at least she has her own place, her child is close to school, and life is stable.
During the New Year, she sent money home, but her mother returned it. She said it felt a bit upsetting to think about, but she has no regrets. After all, family is important, but dragging herself and her child into a quagmire is not a solution. She is now focused on working hard to raise her child, and for everything else, she will take it step by step.
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