Saw a shocking piece of data: Over the past three years, more than 60% of actively managed funds have not even beaten the benchmark.

This performance is truly speechless. Collecting high management fees, yet the result is worse than just passively buying the index? Those fund managers are probably busy holding meetings to 'review' right now.

Honestly, the traditional financial playbook is becoming increasingly disappointing. Instead of handing money over to these 'professionals' to waste, it’s better to allocate to ETFs yourself—at least they are transparent and have lower fees. Furthermore, currently, the index products in the crypto market and DeFi yield strategies actually give retail investors more autonomy.

The times have changed, it's time to wake up.