Crypto ownership is still shockingly low — just 7% worldwide.
That’s around 560M holders out of 8B people as of late 2024.
But here’s the part most people miss:
According to CZ, crypto makes up less than 10% of the average holder’s net worth — meaning true adoption sits closer to 0.7%.
That’s not mainstream… not even close.
Some see this as a massive early-stage opportunity.
Others see it as a reality check after 15 years:
• Limited everyday use
• Slow real-world integration
• Volatility + scams still pushing people away
Yes, regional pockets exist — like nearly 28% ownership in the U.S. — but globally, crypto is still a tiny fraction of total wealth despite a $3T market.
My take:
The builders and regular learners are rewarded in this phase. Innovation hasn't stopped for even a year, but adoption is sluggish. The next winners will appear in the space between hype and actual utility.
What’s your view — early opportunity or slow progress?


