This is a general announcement. Products and services referred to here may not be available in your region.
Fellow Binancians,
Binance VIP Loan continues to provide a more seamless borrowing experience for our users. Effective from 2026-04-09 08:00 (UTC), VIP Loan users can now borrow Fixed Rate Loan orders directly from the VIP Loan page. This update provides more fixed rate options for users to choose from while benefitting from an extensive VIP Loan collateral asset list.
Additional liquidity from Fixed Rate Loan: In addition to standard VIP Loan fixed rates, users can now borrow Fixed Rate Loan orders directly from the VIP Loan page.
Streamlined Batch Borrowing: VIP Loan users may borrow multiple Fixed Rate Loan orders in one batch.
Multi-Collateral Support: Users may pledge multiple asset types as collateral for a single loan, with a wider range of eligible collateral compared to standard Fixed Rate Loans.
Flexible at Maturity: When the term ends, users can auto-repay, repay early, or convert to a Flexible Rate loan to keep borrowing seamlessly.
Visit the VIP Loan page and create or select an Order Group.
Select [Fixed Rate] and choose your desired loan asset from the [Fixed Rate Market].
Browse available offers, select the ones you'd like to borrow, and confirm your selection.
Review your selected orders and rates, then submit the loan request.
Binance VIP Loan is a large personal and institutional over-collateralized loan service with competitive rates, terms, and services. Users may use Binance VIP Loan to unlock greater potential in objectives, such as greater liquidity for long-term investment funds, leveraged trading, and hedging strategies.
Please Note:
Each order can only include loans with the same duration. Each Fixed Rate loan offer must be taken in full. Users cannot choose to partially fill an order. Interest is calculated upfront and deducted when releasing the funds.
Amendments to the collateral ratios may affect the LTV of users’ loan positions. Users are advised to monitor their LTV closely to avoid potential liquidations or losses resulting from these changes. Binance is not responsible for any losses incurred if users fail to adjust their collateral while using Binance Loans products.
Users may refer to VIP Loan for the latest interest rates and a complete list of loanable and collateral assets.
There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.
Thank you for your support!
Binance Team
2026-04-09
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Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice.
Disclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment can go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions, and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. For more information, see our Terms of Use, VIP Loan Terms of Use and Risk Warning.
