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complianceandtransparency

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wildcryptox
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Alcista
Jamshed Malik
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Before You Buy Crypto, Understand Blockchain First
Most people buy crypto…
But they still don’t know how it actually works.
Let me explain Blockchain in the simplest way:
Imagine a public notebook 📖
Every crypto transaction is written in it. No one can erase it.
No one can secretly change it. That notebook = Blockchain. Transparent. Secure. Decentralized. This is the real reason why crypto exists.
Now tell me 👇

What should I explain next?
• Smart Contracts
• Gas Fees
• Crypto Wallets
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Alcista
@MANTRA_Chain If you had done any research Sir, you would know $MANTRA is a full platform for #tokenization $OM has not been struggling. You may did if you were holding any OM. OM holders we were struggling for months, at least, but now our time has come. So, get rid of your $OM with your 15% return. No problem, you will give yourself a "Reality Check" in a few weeks. I will be around to remind you the chance you lost because you didn't do proper research of the project you trade/ invest . Wish you the best with your 15% volatility profit. 🤝 #ComplianceAndTransparency #ExcellenceEveryday #RWAs $AAVE $BTC
@MANTRA

If you had done any research Sir, you would know $MANTRA is a full platform for #tokenization

$OM has not been struggling. You may did if you were holding any OM.

OM holders we were struggling for months, at least, but now our time has come.

So, get rid of your $OM with your 15% return. No problem, you will give yourself a "Reality Check" in a few weeks.

I will be around to remind you the chance you lost because you didn't do proper research of the project you trade/ invest .

Wish you the best with your 15% volatility profit. 🤝

#ComplianceAndTransparency
#ExcellenceEveryday
#RWAs

$AAVE $BTC
RealityCheck
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you are lucky if you can make 15% on your investment. You should sell after the name swap. $OM has been struggling big time, and no name change will save it.
RealityCheck:
On what price do you think it will open?
Binance’s Unmatched Scale: Leading the Future of Crypto and Financial InfrastructureAs crypto markets enter a more mature phase, leadership is no longer defined by price alone it’s defined by infrastructure, utility, and institutional readiness. Under the leadership of CEOs Richard Teng and He Yi, Binance continues to evolve from a trading platform into a multi-asset financial infrastructure venue shaping not just crypto markets, but how digital and real-world assets intersect with global finance. This evolution is visible in data from independent sources like Binance Research and Defi Llama, as well as market performance indicators across stablecoins, real-world asset integration, and derivatives volume. 🧱 1. Stablecoins: The Liquidity Backbone of Digital Markets Stablecoins play an increasingly central role in crypto liquidity and capital formation. They act as a bridge between traditional fiat money and digital finance, enabling faster payments, lower frictions, and more efficient capital flows globally. According to research referenced in the Digital Assets 2026 report, stablecoin supply continues to expand robustly, reinforcing the essential role of dollar-pegged liquidity in emerging digital ecosystems. This growth supports: Deep liquidity on spot marketsFaster settlement in DeFiCross-border transfersYield opportunities in traditional finance interfaces Binance’s position as one of the largest holders and facilitators of stablecoin flows enhances its role as a global liquidity anchor. 🌐 2. Real-World Asset (RWA) Integration: Bridging TradFi and Crypto A major theme for institutional adoption in 2026 is real-world assets (RWA) tokenization representing assets like bonds, commodities, and receivables on blockchain. Tokenization promises: Broader capital accessHigher efficiency in asset financingTransparency and programmable cash flowsGlobal, 24/7 settlement Binance’s expanding suite of products and partnerships help position the platform as a bridge between traditional financial instruments and blockchain-enabled settlement rails. Institutional infrastructure built around RWA demonstrates how digital markets are converging with legacy financial systems a transition that favors platforms with deep liquidity and institutional trust. 🔗 3. BNB Chain: A Scalable Foundation of Decentralized Growth The BNB Chain plays a pivotal role in accelerating crypto adoption by providing: High throughput and low feesA robust ecosystem of applicationsCross-chain development supportComposability with DeFi products Defi Llama data shows that BNB Chain remains one of the most active smart contract platforms by TVL and developer engagement. This positions Binance not just as an exchange, but as an infrastructure provider for decentralized innovation, empowering builders while capturing value across multiple market layers. 📈 4. Institutional Infrastructure: Depth, Reliability, Access Beyond retail markets, Binance has been investing heavily in institutional products and workflows: OTC services and liquidity provisioningCustody partnerships and compliance toolingTokenized collateral frameworksAdvanced derivatives infrastructure This infrastructure supports deeper participation from institutional allocators who require rigorous risk controls, regulatory clarity, and scalable execution. For many institutions, digital asset trading isn’t just about Bitcoin or ETH it’s about accessing multi-asset markets in a compliant, high-performance environment. 📊 5. Record Commodity Futures Volumes: A Broader Financial Venue Another shift highlighted in Digital Assets 2026 is the expansion of derivatives markets into commodity futures and other non-traditional crypto assets. Binance’s futures markets have consistently posted high volumes, reflecting both: Professional trading activityHedging demand from institutional desksIncreased participation in extended market structures beyond spot crypto This expansion is part of a broader trend where crypto platforms evolve into digital hubs capable of supporting diverse financial instruments enhancing market depth and investor options. 🤝 6. Trust, Scale, and Long-Term Vision What ties these developments together is trust and scale — two pillars that define institutional readiness and long–term ecosystem health. Under strategic leadership, Binance has prioritized: Regulatory engagement and compliance frameworksLayered security architecture for user protectionClear reporting and governance disclosuresGlobal outreach without sacrificing structural integrity In an environment where trust is a competitive asset, Binance’s ability to navigate regulatory complexity while maintaining deep liquidity and product innovation gives it an edge in shaping the next era of digital finance. 🌍 Final Takeaway Binance’s growth trajectory isn’t about short-term volume or headline numbers. It’s about strategically building the infrastructure for a multi-asset digital financial system bridging stablecoin liquidity, tokenized real-world assets, decentralized innovation, and institutional workflows into one ecosystem. As markets mature, platforms that offer depth, compliance, reliability, and developer support will capture not just trading volume but the future of how value moves, settles, and evolves in global finance. In this evolving landscape, Binance’s unmatched scale and infrastructure investments position it squarely at the forefront of the next chapter in crypto adoption. $BNB #Binance #ComplianceAndTransparency ⚠️ Disclaimer This article is for informational purposes only and does not constitute financial or investment advice. Always conduct your own research before making trading or investing decisions.

Binance’s Unmatched Scale: Leading the Future of Crypto and Financial Infrastructure

As crypto markets enter a more mature phase, leadership is no longer defined by price alone it’s defined by infrastructure, utility, and institutional readiness. Under the leadership of CEOs Richard Teng and He Yi, Binance continues to evolve from a trading platform into a multi-asset financial infrastructure venue shaping not just crypto markets, but how digital and real-world assets intersect with global finance.
This evolution is visible in data from independent sources like Binance Research and Defi Llama, as well as market performance indicators across stablecoins, real-world asset integration, and derivatives volume.
🧱 1. Stablecoins: The Liquidity Backbone of Digital Markets
Stablecoins play an increasingly central role in crypto liquidity and capital formation. They act as a bridge between traditional fiat money and digital finance, enabling faster payments, lower frictions, and more efficient capital flows globally.
According to research referenced in the Digital Assets 2026 report, stablecoin supply continues to expand robustly, reinforcing the essential role of dollar-pegged liquidity in emerging digital ecosystems. This growth supports:
Deep liquidity on spot marketsFaster settlement in DeFiCross-border transfersYield opportunities in traditional finance interfaces
Binance’s position as one of the largest holders and facilitators of stablecoin flows enhances its role as a global liquidity anchor.
🌐 2. Real-World Asset (RWA) Integration: Bridging TradFi and Crypto
A major theme for institutional adoption in 2026 is real-world assets (RWA) tokenization representing assets like bonds, commodities, and receivables on blockchain. Tokenization promises:
Broader capital accessHigher efficiency in asset financingTransparency and programmable cash flowsGlobal, 24/7 settlement
Binance’s expanding suite of products and partnerships help position the platform as a bridge between traditional financial instruments and blockchain-enabled settlement rails. Institutional infrastructure built around RWA demonstrates how digital markets are converging with legacy financial systems a transition that favors platforms with deep liquidity and institutional trust.
🔗 3. BNB Chain: A Scalable Foundation of Decentralized Growth
The BNB Chain plays a pivotal role in accelerating crypto adoption by providing:
High throughput and low feesA robust ecosystem of applicationsCross-chain development supportComposability with DeFi products
Defi Llama data shows that BNB Chain remains one of the most active smart contract platforms by TVL and developer engagement. This positions Binance not just as an exchange, but as an infrastructure provider for decentralized innovation, empowering builders while capturing value across multiple market layers.
📈 4. Institutional Infrastructure: Depth, Reliability, Access
Beyond retail markets, Binance has been investing heavily in institutional products and workflows:
OTC services and liquidity provisioningCustody partnerships and compliance toolingTokenized collateral frameworksAdvanced derivatives infrastructure
This infrastructure supports deeper participation from institutional allocators who require rigorous risk controls, regulatory clarity, and scalable execution. For many institutions, digital asset trading isn’t just about Bitcoin or ETH it’s about accessing multi-asset markets in a compliant, high-performance environment.
📊 5. Record Commodity Futures Volumes: A Broader Financial Venue
Another shift highlighted in Digital Assets 2026 is the expansion of derivatives markets into commodity futures and other non-traditional crypto assets. Binance’s futures markets have consistently posted high volumes, reflecting both:
Professional trading activityHedging demand from institutional desksIncreased participation in extended market structures beyond spot crypto
This expansion is part of a broader trend where crypto platforms evolve into digital hubs capable of supporting diverse financial instruments enhancing market depth and investor options.
🤝 6. Trust, Scale, and Long-Term Vision
What ties these developments together is trust and scale — two pillars that define institutional readiness and long–term ecosystem health.
Under strategic leadership, Binance has prioritized:
Regulatory engagement and compliance frameworksLayered security architecture for user protectionClear reporting and governance disclosuresGlobal outreach without sacrificing structural integrity
In an environment where trust is a competitive asset, Binance’s ability to navigate regulatory complexity while maintaining deep liquidity and product innovation gives it an edge in shaping the next era of digital finance.
🌍 Final Takeaway
Binance’s growth trajectory isn’t about short-term volume or headline numbers. It’s about strategically building the infrastructure for a multi-asset digital financial system bridging stablecoin liquidity, tokenized real-world assets, decentralized innovation, and institutional workflows into one ecosystem.
As markets mature, platforms that offer depth, compliance, reliability, and developer support will capture not just trading volume but the future of how value moves, settles, and evolves in global finance.
In this evolving landscape, Binance’s unmatched scale and infrastructure investments position it squarely at the forefront of the next chapter in crypto adoption.

$BNB #Binance #ComplianceAndTransparency
⚠️ Disclaimer
This article is for informational purposes only and does not constitute financial or investment advice. Always conduct your own research before making trading or investing decisions.
The UK Gambling Commission is exploring the possibility of allowing cryptocurrency payments for online betting a move that could signal a significant shift in the UK’s regulated gambling landscape. While the discussion opens the door to digital asset integration, oversight remains central. Any potential rollout would still require strict affordability and suitability checks, and crypto-related activity would need authorization from the Financial Conduct Authority (FCA), according to Commission executive Tim Miller. Why this matters: 🔹 Innovation meets regulation – The move reflects growing mainstream adoption of digital assets, but within a tightly controlled compliance framework. 🔹 Consumer protection first – Robust affordability checks remain non-negotiable, reinforcing the UK’s focus on responsible gambling. 🔹 Regulatory alignment – FCA authorization ensures crypto transactions meet financial crime, AML, and transparency standards. This isn’t a green light for unchecked crypto gambling it’s a measured evaluation of how emerging payment technologies could coexist with one of the world’s most regulated betting markets. If implemented, the UK could set a precedent for how digital assets are integrated into highly regulated industries: cautiously, compliantly, and with consumer safeguards at the core. #GamblingRegulation #FinTech #UKregulation #DigitalAssets #ComplianceAndTransparency $BTC $ETH $XRP
The UK Gambling Commission is exploring the possibility of allowing cryptocurrency payments for online betting a move that could signal a significant shift in the UK’s regulated gambling landscape.

While the discussion opens the door to digital asset integration, oversight remains central. Any potential rollout would still require strict affordability and suitability checks, and crypto-related activity would need authorization from the Financial Conduct Authority (FCA), according to Commission executive Tim Miller.

Why this matters:

🔹 Innovation meets regulation – The move reflects growing mainstream adoption of digital assets, but within a tightly controlled compliance framework.
🔹 Consumer protection first – Robust affordability checks remain non-negotiable, reinforcing the UK’s focus on responsible gambling.
🔹 Regulatory alignment – FCA authorization ensures crypto transactions meet financial crime, AML, and transparency standards.

This isn’t a green light for unchecked crypto gambling it’s a measured evaluation of how emerging payment technologies could coexist with one of the world’s most regulated betting markets.

If implemented, the UK could set a precedent for how digital assets are integrated into highly regulated industries: cautiously, compliantly, and with consumer safeguards at the core.

#GamblingRegulation #FinTech #UKregulation #DigitalAssets #ComplianceAndTransparency
$BTC $ETH $XRP
wildcryptox
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Alcista
$OM

$MANTRA is the Queen 👑 of #RWAFi .

It is time to earn Real Yield Onchain.

@MANTRA is The RWA MULTIVM L1 platform for compliant tokenization ⚖️🌐🏦

#Tokenization
#StableCoinRevolution
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Alcista
Binance BiBi
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Responde a @超级惊悚直播 y @wildcryptox
Hey there! You're spot on. Binance is a validator for MANTRA Chain, which is a great step for strengthening the network's security and decentralization. It's awesome to see major players collaborating like this! Hope this helps
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Alcista
@MANTRA_Chain $OM It is all about #Tokenization . The dominant NARRATIVE is clear Who will be backed up by the strongest partners, deploying the best tech #Scalability , #ComplianceAndTransparency to TOKENIZE faster. I already provided you with dozens of posts why 2026 is going to be the year for $OM holders after many months waiting. January 2026 $OM Deprecation and Hard Cap 2'5B. Don't complain later that you were not properly informed.
@MANTRA $OM

It is all about #Tokenization . The dominant NARRATIVE is clear

Who will be backed up by the strongest partners, deploying the best tech #Scalability , #ComplianceAndTransparency to TOKENIZE faster.

I already provided you with dozens of posts why 2026 is going to be the year for $OM holders after many months waiting.

January 2026 $OM Deprecation and Hard Cap 2'5B.

Don't complain later that you were not properly informed.
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Alcista
Bozitari
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🇵🇰 BREAKING: Pakistan Confirms Saudi Arabia’s $10 Billion Investment Push Remains ON Track 🇸🇦💼

Pakistan’s Finance Minister Muhammad Aurangzeb has officially confirmed that Saudi Arabia’s $10B investment interest is fully intact, signaling a shift from short-term crisis support to long-term, B2B-focused economic partnerships.

Islamabad is now assembling a slate of “bankable” private-sector projects across high-growth sectors:
⚒️ Minerals
💻 IT & Tech
🏭 Manufacturing
🌾 Agriculture
🍲 Food
🏖️ Tourism

One of the biggest moves:
🔥 The Reko Diq copper-gold mega project is nearing financial closure, with Saudi-backed Manara Minerals set to acquire a 15% stake — a major milestone for Pakistan’s resource sector.

Aurangzeb added that Pakistan’s improving macro stability, rising investor confidence, and strategic ties with Saudi Arabia, China, and the United States are positioning the country to attract sustainable, long-term FDI.
$MMT $BCH $HOLO
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Alcista
吃瓜群众001
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Responde a @Æ瑞沁 y @wildcryptox
先生请展示你的仓位我看看
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Alcista
asadjuttdrop
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🇺🇸 United States 20-Year Bond Auction $USD

Actual: 4.706%
Previous: 4.506%
@MANTRA_Chain $OM No conflict other than OKX is being obliged now to balance their sheets because of April crash and the LITIGATION with MANTRA partners, not @MANTRA_Chain team They are being OBLIGED to buy to balance the big Sh** they created on April. So, Keep an eye on $MANTRA and profit of what is coming next #ComplianceAndTransparency
@MANTRA $OM

No conflict other than OKX is being obliged now to balance their sheets because of April crash and the LITIGATION with MANTRA partners, not @MANTRA team

They are being OBLIGED to buy to balance the big Sh** they created on April.

So, Keep an eye on $MANTRA and profit of what is coming next

#ComplianceAndTransparency
Crypto-Home
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OM/USDT: RWA Leader Navigates Massive Token Split!
The MANTRA ($OM ) token is at a historic turning point as it transitions from an Ethereum-based asset to its own Layer 1 powerhouse!
Current Status: Trading at $0.0732, showing resilience despite a challenging 2025 that saw a significant correction from earlier highs.The "MANTRA" Reboot (Jan 2026): MANTRA has confirmed a 1:4 token split effective January 19, 2026. Existing OM tokens will be redenominated into MANTRA tokens to increase institutional accessibility and decimal flexibility.RWA Powerhouse: MANTRA remains a leading Layer 1 for Real-World Asset (RWA) tokenization, with major partnerships like Google Cloud as a primary validator and plans to tokenize everything from real estate to luxury sports assets.Exchange Conflict: The project is currently managing a public dispute with OKX regarding account freezes and migration timelines, which has created short-term price volatility.Critical Deadline: If you hold ERC-20 (Ethereum) based OM tokens, they MUST be migrated to the MANTRA Chain mainnet by January 15, 2026, to avoid being considered forfeit.
OM is currently in a "wait-and-see" consolidation phase. The upcoming 1:4 split is the major catalyst to watch for in early 2026!
Trade Now 👇
{future}(OMUSDT)
#USBitcoinReserveDiscussion
Green Or Red
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[Finalizado] 🎙️ 💚💚💚
6.6k escuchan
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Alcista
@MANTRA_Chain $OM MANTRA_Chain $OM ⚖️🏦 TIME for COMPLIANCE has come. 🚨 🚨🚨 MIGRATE URGENTLY YOUR $OM From OKX Given OKX's demonstrated unreliability in communicating accurate information regarding MANTRA, we recommend: - 1/ Immediate Action: Users should consider withdrawing their OM tokens from OKX 2/ Migrate Independently: Bridge tokens directly through official @MANTRA_Chain channels - 3/ Avoid O*X Exchange Dependency: Complete migration without relying on potentially negligent or malicious intermediaries; Users maintaining custody of their own assets ensures access to all future updates with exchange misinformation 4/ Stay Informed: Follow only official @MANTRA_Chain communications for accurate timelines. #RWAs #DEFi #ComplianceAndTransparency
@MANTRA $OM

MANTRA_Chain $OM ⚖️🏦

TIME for COMPLIANCE has come.

🚨 🚨🚨

MIGRATE URGENTLY YOUR $OM From OKX

Given OKX's demonstrated unreliability in communicating accurate information regarding MANTRA, we recommend: -

1/ Immediate Action: Users should consider withdrawing their OM tokens from OKX

2/ Migrate Independently: Bridge tokens directly through official @MANTRA channels -

3/ Avoid O*X Exchange Dependency: Complete migration without relying on potentially negligent or malicious intermediaries; Users maintaining custody of their own assets ensures access to all future updates with exchange misinformation

4/ Stay Informed: Follow only official @MANTRA communications for accurate timelines.

#RWAs #DEFi #ComplianceAndTransparency
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Alcista
@MANTRA_Chain $OM ♉ Tokenization Bulls 🏦 📈 🗝️ THEY are gathering GOLD to back their crypto with #RWAs . Are you aware of the movements or not? Link it to the past weeks Gold Rush prices and how the big actors did manipulate it. You need a LICENSED platform fully regulatory to bring those assets ONCHAIN fam. It is time for the LICENSED PROJECTS. Make sure where you are investing or you are going to be left out of the game in 2026. #ComplianceAndTransparency #RWAFi #MantraFinance
@MANTRA $OM ♉

Tokenization Bulls 🏦 📈 🗝️

THEY are gathering GOLD to back their crypto with #RWAs .

Are you aware of the movements or not? Link it to the past weeks Gold Rush prices and how the big actors did manipulate it.

You need a LICENSED platform fully regulatory to bring those assets ONCHAIN fam.

It is time for the LICENSED PROJECTS.

Make sure where you are investing or you are going to be left out of the game in 2026.

#ComplianceAndTransparency
#RWAFi
#MantraFinance
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Alcista
@MANTRA_Chain $OM OKX is the solely responsible for OM crash on April Sir. They breached all the contracts with . This is why now those 160M $OM sitting on the scammer wallets are under LITIGATION . You, small fishes make sure to move your $OM or other projects tokens you may held in that shady exchange and migrate them to a safe place. #CommunityFirst #ComplianceAndTransparency #RWAs tik....tok....okx.....tik....tok.....⌛🔨 if you don't understand German ....learn it.
@MANTRA $OM

OKX is the solely responsible for OM crash on April Sir. They breached all the contracts with .

This is why now those 160M $OM sitting on the scammer wallets are under LITIGATION .

You, small fishes make sure to move your $OM or other projects tokens you may held in that shady exchange and migrate them to a safe place.

#CommunityFirst #ComplianceAndTransparency
#RWAs

tik....tok....okx.....tik....tok.....⌛🔨

if you don't understand German ....learn it.
Watermelon association
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Responde a @wildcryptox
ta giełda jest też odpowiedzialna za wydarzenia z kwietnia
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Alcista
EVERYONE is welcome back to @MANTRA_Chain We know in these Deception times, it is hard to know the whole truth. But We think by now TRUTH should be clear to you. * TEAM did NOT Sell * Bad practices in crypto are widespread * OKX breach all contracts with MANTRA using $OM as collateral and leading to the Forced Liquidations. *OKX NEVER communicated with the team since April., despite the efforts of the team to talk to them, and kept holding Selling Pressure over $OM for months, gathering more and more $OM tokens. REVENGE is better SERVED COLD. TAKE NOTE ✍️ #MantraFinance #ComplianceAndTransparency #RWAs
EVERYONE is welcome back to @MANTRA

We know in these Deception times, it is hard to know the whole truth.

But We think by now TRUTH should be clear to you.

* TEAM did NOT Sell

* Bad practices in crypto are widespread

* OKX breach all contracts with MANTRA using $OM as collateral and leading to the Forced Liquidations.

*OKX NEVER communicated with the team since April., despite the efforts of the team to talk to them, and kept holding Selling Pressure over $OM for months, gathering more and more $OM tokens.

REVENGE is better SERVED COLD.

TAKE NOTE ✍️

#MantraFinance #ComplianceAndTransparency
#RWAs
NEW TRENDING NEWS
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🔥 $OM (Mantra) Trading Around $0.075 INSANE Level After the Big Crash!

$OM is hovering near $0.075, sitting at one of the cheapest accumulation zones we’ve seen since its catastrophic wipeout. After a brutal 99% drop from its peak, the chart is finally stabilizing volume returning, sellers cooling off, and buyers quietly loading up at the bottom.

targets will $0.090 to $0.10 and $9

This is the kind of level where big rebounds are born… but also where risk is sky-high.
If momentum flips, even a small push could send OM flying out of this oversold range.

⚡ Bottom zone. High risk. High reward. Watch closely $OM is heating up again.
{spot}(OMUSDT)
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Alcista
@MANTRA_Chain $OM you are not bullish enough about $OM and $MANTRA, fam. Do serious research, Institutions are building the rails with those operating under a legal framework . @MANTRA_Chain is #MENA FLAG SHIP for compliance finance #Onchain and soon will be in the USA as well #BTC #RWAs #ComplianceAndTransparency
@MANTRA $OM

you are not bullish enough about $OM and $MANTRA, fam.

Do serious research, Institutions are building the rails with those operating under a legal framework .

@MANTRA is #MENA FLAG SHIP for compliance finance #Onchain and soon will be in the USA as well

#BTC #RWAs #ComplianceAndTransparency
Yellow Korea
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노무라 지원 레이저 디지탈, 헌장 신청 급증 속 미국 은행 면허 추진
노무라의 암호화폐 자회사 **레이저 디지탈(Laser Digital)**이 이번 주 통화감독청(OCC)에 국가 신탁은행 헌장(national bank trust charter)을 신청했다.

FT는 이 사안에 정통한 인사들을 인용해, 화요일 해당 신청이 접수됐다고 보도했다.

스위스에 기반을 둔 이 회사는 고객의 직접 예금을 받지 않는 구조로, 디지털 자산 현물(spot) 암호화폐 거래를 제공할 예정이다. OCC 라이선스를 취득하면 주(州)별 커스터디 인가 요건이 사라져 연방 차원에서 영업을 할 수 있게 된다.

레이저 디지탈은 트럼프 행정부의 규제 접근법 아래 은행 헌장을 노리는 암호화폐 기업 및 핀테크 회사들의 가속화된 물결 속 최신 진입자로 떠올랐다. 회사 측은 신청과 관련한 코멘트를 거부했다.

은행 헌장 신청 가속화

로펌 **프레시필즈(Freshfields)**가 집계한 OCC 자료에 따르면, 2025년 한 해에만 한정 목적 국가 신탁은행 헌장(limited-purpose national trust bank charter) 신청이 14건 접수됐다. 이 수치는 직전 4년간의 신청 건수를 거의 합한 수준이다.

승인 절차는 2단계로 진행된다. 1단계는 약 4개월 안에 이뤄지는 예비 승인(preliminary authorization)이고, 이후 자본 요건과 운영 신뢰성이 입증되면 최종 승인 단계에 들어간다. 두 번째 단계는 1년을 넘길 수도 있다.

트럼프 행정부 시기 규제 당국은 바이든 행정부 시기의 OCC보다 예비 승인을 내주는 데 훨씬 더 유연한 태도를 보여 왔다. 많은 바이든 행정부 시기 신청자들은 거절 가능성에 직면해 신청을 자진 철회했다.

Read also: Crypto Faces $34B AI Competition As Stablecoins Dominate Markets

변화하는 규제 환경

트럼프 일가가 지배하는 월드 리버티 파이낸셜(World Liberty Financial) (WLFI)은 1월 7일 국가 신탁은행 헌장을 위해 신청서를 제출했다. 유럽 핀테크 기업 **레볼루트(Revolut)**도 미국 대형 대출기관 인수 계획을 포기한 뒤 OCC 신청을 준비 중이다.

**포드(Ford)**와 **제너럴 모터스(General Motors)**는 지난주 FDIC로부터 은행 설립 승인을 받아, 기존 제조 자회사보다 낮은 조달 비용으로 자금을 확보할 수 있는 은행을 설립하게 됐다.

앤듀릴(Anduril) 공동 창업자 **팔머 러키(Palmer Luckey)**는 디지털 자산, 인공지능(AI), 방위산업, 제조업 고객을 겨냥한 은행에 대해 10월 OCC 승인을 받았다.

트럼프 대통령 지명으로 7월 취임한 OCC 통화감독관 **조너선 굴드(Jonathan Gould)**가 이러한 승인 가속화를 총괄하고 있다. OCC는 2025년 12월 서클(Circle) (USDC), 리플(Ripple) (XRP), BitGo, Paxos, Fidelity Digital Assets 등 5개 암호화폐 회사에 조건부 신탁은행 헌장을 부여했다.

입법 지연이 시장 구조를 복잡하게 만들어

은행 헌장 신청이 급증하는 가운데, 포괄적 암호화폐 입법은 난관에 봉착해 있다. 상원 은행위원회는 업계의 반발 속에 1월 15일 예정이던 암호화폐 시장 구조 법안(CLARITY Act) 표결을 연기했다. 코인베이스가 1월 14일 지지를 철회한 뒤다 (CLARITY Act after Coinbase withdrew support January 14).

코인베이스 CEO **브라이언 암스트롱(Brian Armstrong)**은 토큰화 주식(tokenized equities)에 대한 제한 조항, 디파이(DeFi) 규제를 통한 정부의 금융 데이터 접근 확대, 스테이블코인 리워드 프로그램 폐지를 문제로 꼽았다. 은행 로비 단체들은 예금 기반을 잠식할 수 있다며 수익형 토큰(yield-bearing token)인 스테이블코인 리워드 조항에 반대해 왔다.

전통 은행 단체들은, 은행 예금보다 높은 금리를 제공하는 달러 연동 토큰을 허용하면 예금 이탈(deposit flight)이 촉발돼 대출 여력이 줄어들 것이라고 경고한다.

이러한 입법 교착 상태 속에서 시장 구조를 둘러싼 핵심 쟁점들은 여전히 미해결인 채 남아 있고, 기업들은 연방 은행 라이선스를 통한 우회로를 모색하고 있다.

Read next: Bitcoin Holds $88K Range As Traders Brace For Fed Decision Wednesday
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