As of early 2026, the Plasma One neobank has officially entered its global rollout phase, targeting users in emerging markets with a, "stablecoin-native" app for spending, saving, and earning on USDT. The platform features virtual cards, high-yield (>10%) savings, and 4% cashback in $XPL, backed by a Layer 1 blockchain optimized for zero-fee transactions.
Status: Global rollout initiated, with priority in Southeast Asia and the Middle East.
Virtual Cards: Rolling out to early-access users via the app.
Physical Cards: Shipping has commenced, with expanded availability planned through Q1 2026.
Core Features: Zero-fee USDT transfers, 10%+ yield on idle balances, and up to 4% cashback.
Infrastructure: Built on the Plasma Layer 1 blockchain, with card issuing supported by Rain.
The platform aims to bridge the gap between traditional banking and stablecoins by offering a seamless experience, including 150 million merchant-supported, 150-country-wide card access.
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