#WhenWillCLARITYActPass $BTC $ETH $XRP 📊 #WhenWillCLARITYActPass — Latest Status & Market Implications (Feb 2026)
🧠 Current Legislative Reality
The U.S. Digital Asset Market CLARITY Act passed the House of Representatives in July 2025 with strong bipartisan support.
However, progress stalled in the Senate early in 2026 after disagreements — especially over stablecoin yields and regulatory jurisdiction — caused leaders like Coinbase CEO Brian Armstrong to withdraw support from a Senate draft.
A planned Senate markup was delayed, creating uncertainty and slowing official progress.
🧩 Momentum Shifts — Positive Signals
🔹 Senator Bernie Moreno publicly said the bill could pass as early as April 2026, noting efforts to resolve key disagreements.
🔹 Brian Armstrong (Coinbase) now describes ongoing negotiations as showing “great progress” toward that timeline.
🔹 Ripple CEO Brad Garlinghouse estimates a ~90% chance the CLARITY Act will become law by the end of April 2026, given current momentum and White House engagement.
📌 Bottom line: While not official, April 2026 is the most frequently cited expected window among insiders and market predictors right now.
💡 Why This Matters to Markets
The long delay and re-drafting early this year directly weighed on crypto price sentiment in January 2026, with major exchanges and tokens pulling back after setbacks.
Renewed optimism — and higher prediction-market odds — have already been priced into risk assets, benefiting major coins like BTC and ETH.
Many analysts argue that regulatory clarity could unlock institutional inflows, on-chain yield products, and definitional certainty (e.g., which assets are securities vs commodities).
⚠️ Key Remaining Issues
➡️ Stablecoin yield debates (whether platforms can offer interest-like rewards) remain the main sticking point in negotiations.
➡️ Regulatory authority over different asset classes — SEC vs. CFTC — must still be agreed upon by lawmakers.
➡️ Final Senate vote & Presidential signature are the last steps after markup and reconciliation.
🧾 Bottom Line
✅ Official legislative text is in motion and now gaining bipartisan traction.
⏳ Market signals and executive estimates point to an April 2026 passage window as the most likely date.
📈 But nothing is legally binding until votes are held in the Senate and the Act is signed by the President.
The U.S. CLARITY Act remains in Senate negotiations after passing the House. Regulatory debates between the U.S. Securities and Exchange Commission and Commodity Futures Trading Commission are the final hurdle.
Industry leaders like Brian Armstrong (Coinbase) and Brad Garlinghouse (Ripple) signal optimism, while prediction markets like Polymarket show rising odds of 2026 passage.
📈 Market Impact:
• BTC & ETH volatility compressing
• Exchange tokens stabilizing
• Institutional sentiment cautiously bullish
A Senate breakthrough could trigger liquidity expansion and regulatory-driven upside momentum.
Waiting on clarity… the market is front-running the vote. 🚀