$XRP is one of the more credible crypto rails for cross border payments, but whether it shapes "the future of finance" depends on real payment volume and not just partnerships.
XRP already underpins a fast, low cost payments network with hundreds of institutional partners, giving it real and not hypothetical utility.
CBDC pilots, tokenization and new licenses could make XRP infrastructure more embedded in global finance, but banks can often use Ripple's tech without holding much #XRP
Competition from stablecoins and #CBDCs , plus XRPs supply structure and mixed price performance, mean the technology can win while token upside remains uncertain.
XRP1.8716+0.67%
In my next Article I will take a more in depth look at these topics and how XRP compares to other likely rails in the future of finance, such as Stablecoins and Central bank digital currencies.
I will also look at definitions to some of the most common terminology when talking about Crypto and other financial options.