U.S. lawmakers are pushing the Clarity Act, and one rule is shaking the crypto market:
👉 No crypto project can hold >20% of total supply if it wants commodity status.
⚠️ The problem? Ripple still controls 30%+ of all XRP, including 34B tokens in escrow.
So, what’s next?
Some insiders say Ripple may need to reduce its holdings…
Others hint at something much bigger:
💥 What if Ripple becomes a bank?
According to Digital Perspectives’ Brad Kimes, a national bank charter could:
Remove the 20% cap
Stop forced selling
End supply pressure
⚠️ Still speculative, but the idea alone is shaking narratives.
🏦 Ripple’s Big Moves (Most Missed This):
Applied to create Ripple National Trust Bank
Requested a Federal Reserve master account
Direct access to Fedwire & FedNow
24/7 issuance & redemption of RLUSD
No third-party custodians
This is institutional-level positioning.
🤖 Price Impact? Here’s the wild part:
If Ripple secures a banking charter + Fed access, it could become one of the strongest institutional endorsements in crypto history.
💥 Extreme bullish scenario: $XRP → $50
Driven by:
Regulatory clarity ✅
Bank & institutional adoption 🏦
Removal of long-standing uncertainty 🌟
👀 Most traders are still chasing noise, but smart money is watching regulation + structure.
⚠️ Not financial advice. But if Ripple gets the license, $XRP won’t wait for late buyers.
As ka related picture bana do
