Macro Trend: Stablecoins on a $2 Trillion Path
Stablecoins are becoming the invisible rails of the modern financial system.
In 2025, total stablecoin market cap reached around $300B
Forecasts point to $2T+ as adoption accelerates
Even at this scale, stablecoins still process less than 1% of global daily payments, meaning the growth runway remains large.
Why the growth is real
Stablecoins solve real, structural problems:
Faster transfers (seconds instead of days)Lower transaction costsBorderless and always-onReduced reliance on legacy banking railsFinancial institutions expect 5–10% of global payments to flow through stablecoins by 2030, up from nearly zero just a few years ago.
From crypto to the real economy
By late 2025:
• Around 3% of the $200T cross-border payments market already uses stablecoins
• Adoption is expanding into capital markets and e-commerce
• Visa and Mastercard have built stablecoin-based payment rails
• Major companies are launching their own stablecoins
Western Union: USDPT
PayPal: PYUSD
Stablecoins are no longer just a crypto-native tool. They are evolving into digital cash for global commerce.
Next phase: Regulation
United States, Europe, Asia
