Based on your provided image, you have active Binance Dual Investment holdings for BTC and ETH with a settlement date of December 29, 2025. Dual Investment is a high-yield structured product that allows you to buy or sell cryptocurrency at a Target Price on a specific future date while earning rewards regardless of market direction.
How Dual Investment Works
This product allows you to choose between two strategies:
* Buy Low: You deposit stablecoins (like USDT) to buy a crypto asset at a lower price in the future.
* Sell High: You deposit crypto (like BTC or ETH) to sell it at a higher price in the future.
In your case, you are earning a high APR (66.16% for BTC and 99.36% for ETH) while waiting for the Settlement Date.
Key Terms from Your Image
* Target Price: The specific price at which you want to buy or sell. For your BTC holding, this is 88,500 USDT; for ETH, it is 2,975 USDT.
* Settlement Date: The day (Dec 29, 2025) when Binance compares the actual market price (Fixing Price) against your Target Price to determine the outcome.
* APR (Annual Percentage Rate): The interest you earn for locking your funds. You receive these rewards even if your target price is not reached.
Possible Outcomes on Settlement Day
On December 29, one of two things will happen for each holding:
* Target Price is Reached (Exercised): * If it’s a Sell High and the market price is at or above your target, your crypto is sold at that target price. You receive the value in USDT plus your earned interest.
* If it’s a Buy Low and the market price is at or below your target, your USDT is used to buy the crypto at that price. You receive the crypto plus interest.
* Target Price is NOT Reached (Not Exercised):
* You keep your original deposited asset (BTC, ETH, or USDT) plus the interest earned during the period.
Risks to Consider
* Lock-up Period: Once subscribed, your funds are locked until the settlement date and cannot be canceled or redeemed early.
* Opportunity Cost: If the market price skyrockets far above your "Sell High" target, you are forced to sell at the lower target price, missing out on extra gains.
* Market Risk: If the price crashes far below your "Buy Low" target, you are forced to buy at the target price, meaning you might "overpay" compared to the new market price.$BNB
