XRP is a digital asset built for speed and efficiency, primarily used by the Ripple network to facilitate near-instant, low-cost international money transfers.1

Unlike Bitcoin’s energy-intensive mining, it operates on a unique consensus ledger that processes transactions in seconds, making it a favorite for institutional liquidity.2

As a major player in the crypto market, its value is often tied to Ripple’s ongoing regulatory developments and its growing adoption by global financial institutions.3

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