A few hours ago I opened the server and typed a command that put one billion Malawi Kwacha into a single account. Not because I am rich. Because I needed a way to let you test a cross-border money transfer app without anyone touching real money.

The system almost rejected it. The limits I built are strict and they do not negotiate. I had to go around my own security through the back door, write directly into the ledger, and then run the reconciliation engine immediately after to make sure the books still agreed with themselves. They did. 135 accounts checked. 135 matched. Zero mismatches.

That billion is sitting there now waiting for you.
Here is what I need you to do.

Go to https://ulendomoney.netlify.app and create your own account. When you get to the country dropdown, choose your actual country. Not any country. Yours. The system uses that to assign you a wallet in your local currency and it matters for what happens next.

After you have created your account, log out.

Then log back in using this number and PIN.

Number: +265882481441
PIN: 1234

That is the funded account. From there, send money to yourself. Your own account. Across the border. Watch the exchange rate apply. Watch the transaction complete. Watch both sides of the history update. Then log back into your own account and tell me what you see on the other end.

Submit your KYC while you are in there. You will need it to unlock the full transfer limits. Use any reasonable details. This is a test environment.

Two things to know before you go in. Top up and withdrawal are deliberately off. If you try to top up from your own account it will not work and that is intentional. Real payment infrastructure is waiting on the other side of that button and we are not opening that door today. Everything else is live and working.
The transfer limits exist. Do not try to send the whole billion in one go. The system will smile at you and say no.

Go and test. Then come back here and tell me what happened, what broke, what confused you, and what felt right.

Both sides of the story.