Areeba Asad

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#redpacket #Claim

Man ir 29 gadi.

Lielāko daļu no saviem 20 gadiem pavadīju depresijā un pieņemot sliktus lēmumus.

Pagājušajā gadā mani atlaida no darba.
Auto tika atsavināts.
Kredītreitings ir izpostīts.
Strādāju par $15/stundā virtuvē.
Nav uzkrājumu.
Nav pensijas.
Pat nevaru atļauties dzīvot viens.

Ir dīvaini skatīties, kā visi runā par “investēšanu” un “īpašumu iegādi”, kad tu tikai mēģini izdzīvot mēnesi.
$PLUME

Millennials were told to work hard and they’d own a home one day.

- median home price in 1990: $79,000
- median home price today: $420,000
- median millennial salary: $56,000

we did everything right.

we got the degrees.

we got the jobs.

we still can’t afford a down payment.

our boomer parents are sitting on $800,000 in home equity.

and they still think we’re lazy.
$GUA

friend just bought their “dream home.”

mortgage is $4,300 a month.
household income is around $155k.

they’re also expecting twins and still haven’t looked into daycare prices yet

i swear half of adulthood is just finding new bills you didn’t know existed.
$BTC

my transmission died

uncle told me: “just buy a reliable used car like we used to.”

then i showed him the market.

a decent 2015 honda with over 140k miles was like $14k cash.

he said: “back in my day i paid $4,000.”

i adjusted it for inflation and it was STILL cheaper than cars today

then he hit me with “you just need to negotiate better.”

now people are out here paying hundreds monthly for 8-9 years on used cars they didn’t even want.

“just buy used” stopped making sense when used cars started costing what new cars used to.
$LAB $GUA

my boomer mom’s house went up like $600k in value over the years.

she didn’t day trade.
didn’t build side hustles.
didn’t wake up at 5am to grind.

she just bought a house decades ago and held it.

then she sent me a video about cutting subscriptions to save money

i cancelled netflix and my rent still went up $300 sane week.
$BLESS

my airline just offered me like $300 to take a flight 5 hours later.

did the math and realized they’re basically paying me $60 an hour to sit in an airport lounge and scroll my phone

where do i apply for this as a full time job?
$ASTER

just left burger king.

food was $23.65 and i paid with two $20 bills.

cashier looked at me and said “it’s tax season, i know i can keep the change”

brother hand me my $16 before this turns into a different kind of meal.
$GUA

if i still have to pay $6 to rent a 40 year old movie on amazon even with prime…

then just bring back blockbuster

at least the employees judging my life choices was free
$LAB

i loss my $8000 please help 😭
$LAB

it costs $996 to replace my windshield using insurance.

or $491 if i just pay out of pocket without insurance.

so what exactly am i paying insurance for again?
$LAB $BTC

American couples in their 30's work to get jobs paying $70,000/yr.

Then they:
- Have $30,000 weddings
- Buy $35,000 cars
- Rent $3,000/mo apartments
- Pay $1,500/mo for daycare.

They blink, suddenly they’re 50 & making changes feels impossible.

This is the middle-class trap.
$SAGA

nopirku $300, lai segtu savus federālos studiju kredītus.

bilance samazinājās no $68,507 uz $68,445.

tātad, būtībā simti dolāru pazuda un gandrīz nemaz neskāra faktisko parādu.

cilvēki sauc aizņēmējus par slinkiem, bet tieši tāpēc visi sūdzas.
#tax #loan #TrendingTopic
$LAB $PIPPIN

The MAX rent you should pay based on your income:

• $40k salary: $850
• $50k salary: $1,050
• $60k salary: $1,250
• $70k salary: $1,450
• $80k salary: $1,650
• $90k salary: $1,850
• $100k salary: $2,100
• $110k salary: $2,300
• $120k salary: $2,500

Paying more than this makes it really hard to save money, invest, or afford major life expenses.
$LAB

Still waiting for the market to show mercy 😔 please come back to my entry again $LAB

We’re 4 years into our mortgage and we’ve paid almost $100k so far.

but our balance has only gone down $30k so far.

The other $70,000 went to interest, taxes, and insurance.

So yeah owning a home costs a lot more than the price of the home.
$BTC

American couples in their 30's work to get jobs paying $70,000/yr.

Then they:
- Have $30,000 weddings
- Buy $35,000 cars
- Rent $3,000/mo apartments
- Pay $1,500/mo for daycare.

They blink, suddenly they’re 50 & making changes feels impossible.

This is the middle-class trap.
$BLESS

How to Earn $256,000 from Futures Trading with a $1,000 Capital

- There is an effective trading method; you can reread my tutorial articles.

- The Risk-Reward ratio (RR) should be at least 1:3. If you lose, you only lose 1 part, and if you profit, you earn 3 parts.

- Your first winning trade will turn $1,000 into $4,000.
- Your second winning trade will turn $4,000 into $16,000.
- Your third winning trade will turn $16,000 into $64,000.
- Your fourth winning trade will turn $64,000 into $256,000.

If you lose 10 trades in a row, you will only lose $10,000.
- If you win 4 trades in a row, you will earn $256,000.

Compound interest is the eighth wonder of the world.
$LAB

grocery shopping as an adult and realizing how much of a financial burden i was to my parents.
$BTC

a friend of mine just got hit with a massive hospital bill.

3 nights in the hospital.
insured.
still owed almost $9k out of pocket.

he makes around $60k a year.

imagine one medical emergency wiping out months of your income.

getting sick shouldn’t feel like a financial death sentence.
$PLAY