🌟 Momentum Recap: Lista DAO's Jan 16 announcements remain the key driver as of Jan 18, 2026 – CDP borrowing rates cut across collaterals (lower IRR, fix-term 2.74%).

lisUSD rebate paused (temporary, emissions resume next week), RWA markets live (Treasury Bills + AAA CLOs), veLISTA Week 78 rewards out (~355K LISTA, up to 38.8% APR). @ListaDAO #USD1理财最佳策略ListaDAO $LISTA

Cheat Sheet for earning/borrowing tiers released, and 2026 H1 Roadmap outlining Ethereum Stableswap, expanded RWA, onchain credit, prediction vaults.

What continues to matter? Rate reductions lower entry barriers – cheaper USD1/lisUSD borrowing enhances arb efficiency (to Binance 20% or RWA yields), improving net returns with reduced liquidation pressure.

RWA activation integrates stable, real-world yields: Treasuries/CLOs diversify beyond crypto volatility, appealing for conservative strategies.

Cheat Sheet provides clarity: Flexible (high liquidity), Smart Lending (auto-optimized), Fixed (locked predictability) – risk-mapped for better decision-making.