hodl

We've gotta hold on, ready or not
You live for the fight when it's all that you've got
We've gotta hold on to what we've got
It doesn't make a difference if we make it or not
Bon Jovi – Livin' on a Prayer
Some people drive a Bentley and dream of a Lamborghini, while others drive their ten-year-old truck and consider themselves lucky...
I'm in the latter category. My old man is from 2015—not a new model off the shelf, not just for show, but reliable, roomy, and comfortable. I use it to transport everything I need: tools, gear, friends on hunting and fishing trips, and sometimes even rocks for landscaping if I need them urgently and the client is really impatient. And you know what? Every time I get behind the wheel, I realize—this is true happiness. It's not about everyone envying your car, but about it simply doing its job, without unnecessary drama and debt.
Life is like that: many people chase the "Lamborghini level"—a new car every year, the most expensive car, the most hyped token with promises of 1000x returns. And the end result is stress, debt, and disappointment. After all, a Lamborghini often sits in the garage because "what if I scratch it?" or because it's simply too inconvenient for everyday life. You can't throw a sack of potatoes in it, you can't go fishing, and it guzzles gas like crazy. (Well, about the gas... I get freaked out with it too...)

My approach is simpler: be happy with what you have right now. Do you have a car that runs? Great. Do you have a roof over your head, food on the table. Are your arms and legs in good condition, and are you healthy? Super. If you have loved ones nearby, you're already happy; you just don't realize it until you lose them... There's no point in wasting your energy on what you don't have or what you don't need. It's better to set realistic goals—not "a million in a week," but to buy an additional 10% of your portfolio in a strong asset. And work towards them day after day: small steps, but steadily. No drama, no FOMO, no tears after a dump. Just like in crypto, this works best in life. Anyway, if you didn't get it, I opened a bottle of Writer's Tears Cask Strength 2023 long before my birthday and started acting smart. Please forgive me.
Well, now on to crypto—because my truck teaches the same thing: choose what's reliable, what's useful, what really works.
Right now, in February 2026, the market is in a correction: many assets have slumped after the January storm, but that's precisely when smart people enter. Here are two of my favorites for long-term longs—not hype, but real utility:
$XRP (Ripple)
Currently, the price is around $1.4–$1.5 (after a strong rebound and a slight correction). Why is it worth considering?
Regulatory issues are a thing of the past: the SEC case is closed, opening the door for banks and ETFs.
Spot XRP ETFs have already launched and are injecting capital—analysts (including Standard Chartered) see a price of $3–$8 by the end of 2026 in a good-case scenario.
The main thing is a tool for real payments: fast, cheap transfers across borders. RippleNet, the RLUSD stablecoin, and partnerships with banks are infrastructure, not a meme.
Like my Ram: not the flashiest, but it transports cargo reliably and cheaply. If asset tokenization continues to grow, XRP could rise sharply.
$BNB
Currently around $650–$670 (also after a drawdown). Why long?
This is the "gasoline" for the entire Binance ecosystem: discounts on fees, Launchpad, staking, BNB Chain with DeFi, and Applications.
Regular burns reduce the token supply—the supply falls, and the price potentially rises.
Binance is the largest exchange, even during bearish markets. When the market reverses, BNB often outperforms the market.
2026 forecasts: $800–1000+ in the base, higher during a bull run. Again, like a truck: utility comes first, not flashiness.
I'm not advocating selling everything and dumping it here. But if you want stable growth with a foundation, not a lottery, these two look good, especially during the current drawdown. The main thing is not to chase a quick 1000x gain; take a closer look at the market, set a realistic goal, and move towards it step by step.
Good luck on the road and in crypto.👍🥃🐅
#Xrp🔥🔥 #BNB #CryptoMotivation #Investing2026 #HODL